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Re: Reduction in Car Insurance Rates due to Zip Code
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I've had great success with the snapshot as well!

Quote:

suzychapstick wrote:
Interesting! I have used progressive for the past five years. After using that plug-in sort of thing for six months, I've saved significantly. I, too, live in 07302. I wonder if I should give them a shout to see about the renewal. ...

Quote:

radryan03 wrote:
Just had a very interesting discussion with Progressive. My insurance rate went down by over a third at this renewal... I needed to chat with a rep about another issue, but inquired why I had such a significant drop and she said the main reason was
the associated liability of my zip code has improved (07302).

I am interested to know if anyone else has seen a similar? We all know the 'dynamics' of JC have changed (esp downtown)... and this seems to be quantitative proof.


Posted on: 2015/1/20 16:22
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Re: Reduction in Car Insurance Rates due to Zip Code
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Interesting! I have used progressive for the past five years. After using that plug-in sort of thing for six months, I've saved significantly. I, too, live in 07302. I wonder if I should give them a shout to see about the renewal. ...

Quote:

radryan03 wrote:
Just had a very interesting discussion with Progressive. My insurance rate went down by over a third at this renewal... I needed to chat with a rep about another issue, but inquired why I had such a significant drop and she said the main reason was
the associated liability of my zip code has improved (07302).

I am interested to know if anyone else has seen a similar? We all know the 'dynamics' of JC have changed (esp downtown)... and this seems to be quantitative proof.


Posted on: 2015/1/19 23:26
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Re: Reduction in Car Insurance Rates due to Zip Code
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A bit off topic, but I switched to Progressive last year and saved a substantial amount vs. my locally purchased car/rental policy. My policies were increasing every year prior. They have actually gone down again with my renewal in the fall.

I was a bit concerned about losing the local touch, but I haven't experienced any issues - the availability of all records electronically and an easy interface makes the whole process a hell of lot easier and affordable.

Posted on: 2015/1/19 21:58
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Re: Reduction in Car Insurance Rates due to Zip Code
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Quote:

radryan03 wrote:
Just had a very interesting discussion with Progressive. My insurance rate went down by over a third at this renewal... I needed to chat with a rep about another issue, but inquired why I had such a significant drop and she said the main reason was
the associated liability of my zip code has improved (07302).

I am interested to know if anyone else has seen a similar? We all know the 'dynamics' of JC have changed (esp downtown)... and this seems to be quantitative proof.



Thank you for the heads up. My insurance had seen an increase recently and I was about to call the insurance company to ask them to review the policy before the next renewal. Good to know that a reduction could be possible.

Posted on: 2015/1/19 21:38
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Reduction in Car Insurance Rates due to Zip Code
#1
Home away from home
Home away from home


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Joined:
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2018/9/5 2:01
From Hamilton Park
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Just had a very interesting discussion with Progressive. My insurance rate went down by over a third at this renewal... I needed to chat with a rep about another issue, but inquired why I had such a significant drop and she said the main reason was
the associated liability of my zip code has improved (07302).

I am interested to know if anyone else has seen a similar? We all know the 'dynamics' of JC have changed (esp downtown)... and this seems to be quantitative proof.


Posted on: 2015/1/19 17:33
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