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Re: Class Action Filed on FEMA denials for Irene and Sandy
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Home away from home
 
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Thanks Pizzip. We're already paying, but will likely stop once we're paid off. It's a ripoff. Far as I can tell with a brick structure here, all that's at risk that they would cover if we got water in the streets is the boiler and the electric service. It's not like the structure is gonna get blown away, although I'd love to get them to pay for the settling from being undermined by the flooding sewers. But that would be unlikely.
On the other hand, another couple of feet of surge might put water in my ground floor apartment. Presumably the flooring and other damage be covered by flood insurance. Has anyone actually collected because the sewer backed up seawater into their home? As I understand it that's a gray area between homeowners, which does cover sewers, and flood.
Posted on: 2012/12/18 2:57
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Re: Class Action Filed on FEMA denials for Irene and Sandy
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Newbie
 
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Quote:
Zone Definitions: https://msc.fema.gov/webapp/wcs/stores ... ood%20Zone%20Designations The current zones (effective 2006) can be looked up by street address here (sorry - can't figure out how to link to DTJC map): https://msc.fema.gov/webapp/wcs/stores ... catalogId=10001&langId=-1 If you weren't in a Zone V or A before, and you will be under the new map, then you'll have to purchase mandatory flood insurance (whether or not you were flooded by Sandy). There is very little land left that is NOT in V or A under the new map. Each little 15'x80' parcel paying $1,500/yr. Cha-ching! Add that on top of your re-val tax bill to your mortgage escrow amount!
Posted on: 2012/12/18 2:24
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Re: Class Action Filed on FEMA denials for Irene and Sandy
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Home away from home
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Wow. I think this needs it's own thread. That's a lot of impenetrable gov-speak. They tell you its a border between V & A, but not the significance of the zones, as far as my digging around can find. The Sandy layer shows my block as having flooded when it did not.
Posted on: 2012/12/17 23:14
Edited by brewster on 2012/12/17 23:40:25
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Re: Class Action Filed on FEMA denials for Irene and Sandy
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Newbie
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Not sure what the best thread was to post this under, and hopefully this is not a repost.
New Advisory Base Flood Elevations from FEMA..... http://fema.maps.arcgis.com/home/webm ... bfb434d76af8c15c26541a545 A ppt to go along with it.... http://www.njslom.org/letters/Advisor ... 27-12_508%20compliant.pdf A fitting "reactionary" measure, I suppose. A day late and a dollar short for those of us with houses that were not in Zone A and yet were flooded anyway. So now after paying for damages out of pocket, we'll be walloped with more insurance premiums in anticipation of the next 500-yr flood. I guess FEMA needs to make back their money somehow.
Posted on: 2012/12/17 22:04
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Re: Class Action Filed on FEMA denials for Irene and Sandy
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Home away from home
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Good luck !
Posted on: 2012/12/15 15:59
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Class Action Filed on FEMA denials for Irene and Sandy
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Newbie
Joined:
2012/12/15 15:21 Last Login : 2012/12/31 15:38 From Union City, NJ
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The law office of Jeffrey A. Bronster, PC has filed a class action against 9 insurance companies issuing the standard FEMA flood policy. The lawsuit alleges unfair treatment of policyholders after Hurricane Irene, and again after Hurricane Sandy. A copy of the Complaint is available at the firm website [url=www.bronsterlaw.com]. If you would like more information, or if you are interested in becoming part of the class action, you may send us an email from the website.
Jeffrey A. Bronster, PC 625 18th Street Union City, NJ 07087
Posted on: 2012/12/15 15:35
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