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Re: Cost of Home Inspection and RE Attorney
#1
Home away from home
Home away from home


Quote:

vindication15 wrote:
Why did you return the deposit? If they agreed to the home being sold "as is" (and that language is in the contract) then cosmetic changes do not apply and you should have kept the deposit and let an arbitrator decide.

With that being said, it is not a sellers market and any language you add that will limit the freedoms of a buyer will make you an unattractive seller.


If we didn't return the deposit, they were going to sue for the return. Since the house hadn't been sold, we'd suffered no "damages", and therefore would in most likelihood lose the suit for return of the deposit. See the Catch-22 that are NJ real estate contracts for sellers?

Posted on: 2012/4/20 10:36
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Re: Cost of Home Inspection and RE Attorney
#2
Home away from home
Home away from home


Quote:

vindication15 wrote:
Stani - they can walk after signing the contract without any legal ramifications during

1) the 7 day attorney review period for any reason
2) after attorney review is over and the seller refuses to oblige by the buyer's demands for fixes detailed in the home inspection or major flaws are discovered during the home inspection
3) the seller violates provisions in the contract

If any of the above situation applies to you, the buyer did nothing wrong


They walked after attorney review, no violations on our part. They used the inspection clause in the contract as the excuse to walk. We disagreed with their findings of "physical defects" since the contract said the house was being sold "AS IS". But that's not the point. The point is that they could have walked at any time for any reason, even on the closing day, and our recourse is strictly suing for damages, and as I explained before that is an unlikely route to be taken. I'd love to know how the contract can be modified to have some actual teeth, such as being able to keep the deposit in those cases.

Posted on: 2012/4/18 18:52
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Re: Cost of Home Inspection and RE Attorney
#3
Home away from home
Home away from home


Quote:

Bernardo7 wrote:
To actually answer the question posed here, my inspection cost me about $475. The real estate lawyer's fee was about $1,400. Both can be had for less, but I used John Moss for the inspection and Irwin Rosen for the legal work, and both were top notch.

As to the other poster who claims a lawyer is unnecessary, well, strictly speaking you could perform your own property inspection too, and your own appendectomy. My lawyer inserted language in my contract that literally saved me many times his fee. As the saying goes, the man who provides his own legal representation has a fool for a client... :)


That's very interesting. I just had the experience where the sale of my house fell through. The buyer walked even though we had a signed contract. We were using an attorney, who told us that the only remedy was to sue for damages, which in turn can only be demonstrated when the property sells for less than the contract price and in any event, legal fees can't be included in the calculation of damages. Our conclusion was that real estate purchase and sale contracts are essentially unenforceable (unless the seller is a real estate attorney, I suppose).

May I ask what language you included in the contract that saved you "many times his fee"?

Posted on: 2012/4/18 13:52
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Re: Hamilton Park Renovation - Update
#4
Home away from home
Home away from home


Quote:

Rachel_Rae wrote:
Keep in mind I am new...
Is there a Hamilton Park board or alliance?

If so does it hold benefits/ fundraisers?

Also, I am curious about adding recycling bins, and possibly information pamphlets handed out to park users.

While I am not in favor of confrontational behavior, a little passive aggressive smiling and talking goes a long way.

I would volunteer to do it myself :)


Glad you asked. There's a meeting of the Hamilton Park Neighborhood Association tonight at 7:45 at the Cordero School. Please come so that we can hear your thoughts on this very important issue.

Posted on: 2010/6/2 9:58
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Re: Jersey City man shot in head in apparent revenge attack dies; charges for 4 are upgraded to homi
#5
Home away from home
Home away from home


Quote:

JerseyCityNj wrote:

I do find it ironic you ask for them to be hanged when they murdered out of revenge. So it would seem you are using the same mentality as them, an eye for an eye.


Only if the alleged perpetrators were avenging a murder. Otherwise, it could be more like an eye for an eyelash.

Posted on: 2010/5/26 10:05
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Re: stop #24 on the walking tour of JC art: lonesome mattress stuffing
#6
Home away from home
Home away from home


Excellent stuff! Keep 'em coming!

Posted on: 2010/5/25 14:58
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Re: Christy Swiftly Vetoes Millionaires Tax Today -what happened to sermon about "everyone sacrificing?"
#7
Home away from home
Home away from home


Quote:

Br6dR wrote:
Republicans are like the Borg on Star Trek. They keep coming no matter what happens. Is eight years of a moron president throwing our money down a rat hole in Iraq and almost bringing the world another great depression enough? Of course not. We like being stupid. Lets keep doing it.


Yep, we're all doing much better now that Obama and the Dems rule the roost, right?

Posted on: 2010/5/22 22:28
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Re: Jersey City will fire 375 school employees; 114 more will retire
#8
Home away from home
Home away from home


I like the suggestions for raising revenues. Here's mine: tax food based on calories/portion. For those of you who hate Christie, this would be a good one.

Posted on: 2010/5/18 15:28
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Re: Christie Speaks
#9
Home away from home
Home away from home


Quote:

jcboyz wrote:
Oh! You mean JCHurst is one of those trying to save that EYSORE Embankment! TAKE IT DOWN and build a park street level so it can be patrolled and secured properly. Unfortunately the few and I mean few squeaky wheel get the oil around here.

Also, Bright moment, JCHurst started this with the Asshole comment regarding Christie who by the way, the masses voted for!

What have I done:

1. Personally stopped crimes from taking place and reported crimes in Downtown JC
2. Personally painted over graffiti and have reported graffiti all over this city.
3. Contributed financially to our next Mayors campaign!

Christie has been Governor for a couple of months just like Obama has been president for a year and I have not said anything negative about him because I am capable of giving people a chance.

I dont need to see JCHursts negative comments and I will call him an asshole when need be!


FYI jcboyz, only BM, et al have the right to call anyone an a-hole. If you disagree with them, then you're one of the a-holes yourself.

Posted on: 2010/5/16 21:23
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Re: City To Conduct First Property Revaluation Since 1988
#10
Home away from home
Home away from home


Quote:

brewster wrote:
As far as I can tell from perusing records, taxation is simply a complete mess. A 100 year old Heights 3 family bought in 2004 at $385k is assessed at $119.5k and pays $3386. Next door a new construction condo bought for $455K is assessed at $98k and pays $2777. Can anyone make sense of that? Everyone is saying new construction owners are getting reamed. Not from this example.


The ratio of market value to assessed value that the city is currently using is 21.5% based on the condo's recent data point. Applying that ratio to the Heights 3 family would imply a market value of $556,000. To the extent that the 3 family's current market value is more/less than that amount, its taxes would go up/down in the reval, everything else being the same.

Posted on: 2010/4/28 19:39
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Re: City To Conduct First Property Revaluation Since 1988
#11
Home away from home
Home away from home


Quote:

linky wrote:

And I have to say that this reevaluation scares me very much. It was very damaging to my neighborhood at the time. A lot of nice neighbors chose to sell their houses rather than get a huge spike in taxes. They had to sell at a loss, and many of their homes were bought up by investors who turned them into section 8 rentals. It was very, very bad for the neighborhoods and the city.

Those of you who are in newly refurbished houses who pay higher taxes and think it's a good thing that your neighbors will get a tax hike, had better think again. When people are forced to sell at a loss, the neighborhood loses and everybody living in them loses. A lot of people I know want to stay here, but are finding it increasingly difficult to do so due to bad schools, lack of services, etc. A big tax hike for some might be the last straw for middle-class people in this city.

A reval is essential for JC. The big problem is that the people who own un-reassessed properties think high property taxes are other people's problem and therefore are either happy with the political machine, or apathetic about local politics. This keeps the machine going. Not until more people realize that the machine's corruption and incompetence are a problem will there be any chance for change for the better.

Posted on: 2010/4/28 13:24
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Re: PATH Train Express this morning
#12
Home away from home
Home away from home


Quote:

ianmac47 wrote:
Quote:

stepanstas wrote:
PATH was not ment for the volume of traffic it recieves today. Don't know why they don't build new tunnels.


Because the majority of people see the act of paying taxes as a personal affront. Stop complaining about taxes and maybe our governments can afford to make the investments in the services that are so desperately needed.


Govt can't undertake capital projects because most of the money they collect goes to pay salary and benefits of municipal employees. They could increase taxes, but if history is any guide, those increases would soon turn into increased salary and benefits for municipal employees. Because most people don't see this process, we're in a state of slow, gradual decay with no way out.

Posted on: 2010/4/22 13:19
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Re: SEC charges Goldman Sachs with fraud on CDO's tied to subprime mortgages
#13
Home away from home
Home away from home


Quote:

hamiltonparkjc wrote:
While not color coded, there are already ratings for the risks in securities down by private firms like Moody's and S&P. I don't think the government getting involved in taking that role is even on the table. Perhaps the CPA would if implemented, but I doubt they would rate anything except in the most general sense (stock = risky, tbills = safe).


Rating agency ratings are of dubious value. They almost always lag/miss economic reality. Just look at the range of market yields for equally rated instruments.

Posted on: 2010/4/20 13:24
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Re: SEC charges Goldman Sachs with fraud on CDO's tied to subprime mortgages
#14
Home away from home
Home away from home


Quote:

Boken2JC wrote:

Question to those in this forum... Do you support more government regulation over the financial services industry, or less?


Less regulation. Except for disclosure requirements, most government regulations either a) can't prevent outright fraud, b) entrench the largest firms at the expense of smaller companies, c) perptuate/exacerbate the too big to fail problem, d) put taxpayers on hook for bets taken by big financial players, e) can be easily circumvented by high paid lawyers, lobbyists and accountants, f) I could go on if I wanted to take the time.

When it comes to financial markets, the yield/ROI/etc is the primary measure of risk. If the government really wanted to help the retail level saver, they could adopt a color coded scheme for risk, like Homeland Security does:

Green - yield less than t-bills - safe for everyone
Yellow - yield btwn t-bills and investment grade corporates - only those willing to take some risk should participate
Red - everything else - be prepared to lose everything

Posted on: 2010/4/19 17:30
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Re: SEC charges Goldman Sachs with fraud on CDO's tied to subprime mortgages
#15
Home away from home
Home away from home


Quote:

T-Bird wrote:
Quote:

Boken2JC wrote:
The banks are NOT stealing money from us!


So when the government announced last year it was going out into the market at some future date to buy up at a favorable price the toxic crap that was sitting on the bank's balance sheets - and the banks went out and loaded up further on this crap in advance of the govt. purchase to maximize their gain - you don't see that as the banks stealing from taxpayers?

Or when bailout money is run through AIG to make its counterparties whole (the largest being Goldman but also including a FRENCH bank and a SWISS bank) - sophisticated counterparties who understood the risks of the positions they were taking - you don't see that as the banks stealing from taxpayers?

Or when the FED cuts interest rates to zero and essentially removes limitations on bank borrowing to provide incentive for banks to lend - but they refuse to lend and instead buy treasuries to capture a free four point spread - you don't see that as the banks stealing from taxpayers?

Is it an issue of semantics - Is there a more sanitary euphemism you'd prefer? That crap about the "irresponsible borrowers" creating this mess is a complete red herring. Ask yourself this - the entire amount of bad mortgage debt in late 2008 was less than $500 billion. Why has it taken trillions to try to undo the mess?


In all of these examples, the govt's actions were explicitly designed to help the financial industry. To paraphrase you, the govt wanted the financial industry to "steal" from taxpayers. So who should taxpayers blame for this, the financial industry or the govt?

Posted on: 2010/4/19 13:35
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Re: Downtown: Man stabbed and robbed on First and Brunswick going to bar
#16
Home away from home
Home away from home


Quote:

Nori wrote:
1stStGuy –Until we see more robberies/assaults taking place in front of the bar, there wont be an increase in police presence. If its just people being loud and drunk, hey…you’re in a city, you live near a bar, what do you expect? I said this before and will say it again, if it’s too loud, you have the option to move. If you bought, you’re SOL. Maybe you should’ve done some more research before buying.


I guess you haven't heard of democracy or political activism, people getting together to make changes they believe in? With that attitude, we wouldn't have many of the "rights" I'm sure you approve of. For example, let's say you're a minority, you go to a primarily white school and encounter racism, what would you suggest their family do: move to another town because you should have known better?

Posted on: 2010/4/14 18:43
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Re: Bergen Lafayette: Couple slain in botched carjacking
#17
Home away from home
Home away from home


Quote:

Boken2JC wrote:

I think it has lots to do with the fact that the US has such high income disparity.


I get it. So, here in the area, the fact that there are investment bankers living on Park Ave. while at the same time there are poor crack-addicts in the ghettos explains the high crime rate. I can envision the police interrogation:

Police: "Son, why did you shoot-up your hood?"
Accused perp: "Those I-bankers make too much money!"

Posted on: 2010/4/14 14:24
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Re: Hamilton Park - Pet Free Zone Public Hearing - March 30, 6pm City Hall
#18
Home away from home
Home away from home


Quote:

itsaurora wrote:
I just don't get why dogs would need access to the entire park and why having certain areas off limits to them is so controversial. As long as there is a balance and I can sit with my dog in some areas of the park, sounds perfectly fine to me.


It's controversial because some dog owners like their dogs to roam freely throughout the park and/or to throw ball with them across an entire quadrant of the park. I'm sure you witnessed this before the park closed for renovations.

Posted on: 2010/4/12 16:20
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Re: Woman slams another woman's head into bar at Downtown J.C. restaurant
#19
Home away from home
Home away from home


I'm sorry to hear this happened to your friend. If you can, you should advise her to urge the DA to prosecute the perpetrator to the fullest extent of the law. A violent person like that should not get away with a wrist slap.

Posted on: 2010/4/5 15:01
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Re: bored with JC restaurants
#20
Home away from home
Home away from home


Quote:

homestyle...


Homestyle = Italian American, in other words, saucy, heavy and humongous portions.

Posted on: 2010/4/1 13:10
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Re: bored with JC restaurants
#21
Home away from home
Home away from home


Quote:

clunkified wrote:
The buck for NYC Italian starts and stops at Il Mulino.


Il Mulino is an over-priced tourist trap serving Chef Boyardee. I went there when I still lived in New York with a group of 6 people and the first question the waiter asks is: "So, where are you from?"

You can have a good Italian meal (not Italian-American) at Giorgione on Spring St. They also have an excellent, reasonably priced wine list. Very close to us here in JC.

Posted on: 2010/4/1 12:15
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Re: Hamilton Park Renovation - Update
#22
Home away from home
Home away from home


Quote:

2DogDoll wrote:
Is it getting to the point where I won’t be able to even walk my dogs through the park? I love my dogs. Walking them is my source of both joy and exercise and I won’t let some bulls*** ordinance take that away from me.


I don't believe I'm out of place in saying that you will be able to walk your dogs in the park. You will get all of the exercise you wish walking your dogs through the park's walkways, which will most certainly be dog-friendly.

Posted on: 2010/3/24 13:34
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Re: Garbage on the ground and sidewalks everywhere
#23
Home away from home
Home away from home


Over the past 3 - 4 months, I've contacted the Mayor's Action Bureau on many occasions about the fact that the garbage cans around Hamilton Park don't get picked up on weekends, so that by Sunday/Monday morning they're all overflowing sending the garbage to the sidewalk. I even suggested that if necessary they can drop one weekday collection to add the weekend collection, although that shouldn't be necessary since they don't have to pick up the cans on Jersey south of 7th St now that they're missing. I think they actually picked up on the weekend once during that time. I'm going to contact the JCIA directly today since I'm getting nowhere with the Action Bureau. I suggest others do the same.

With respect to the garbage cans that were removed from Jersey Ave, Fulop took them away, he can bring them back. I suggest concerned citizens of that neighborhood contact him to bring the cans back.

Posted on: 2010/3/22 9:56
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Re: New York Times: A Warm Winter for Rentals -- 50 Columbus nicer than her old place in Chelsea
#24
Home away from home
Home away from home


Quote:

T-Bird wrote:
While I love the many things JC has to offer, to compare even the whole city (let alone just downtown) to the boroughs is a bit delusional, no?

Queens 2,229,000 people
Bronx 1,333,000
Staten Island 487,000
Brooklyn 2,556,000
Jersey City 241,000
Downtown JC < 50,000

I know you'd like to dismiss the up and coming pockets of Queens and the Bronx to make your case, but Long Island City has 183,000 people - three quarters the size of all of JC and probably four times the size of downtown. Downtown JC has a looooooong way to go to rival much of Brooklyn - even if you throw out Park Slope and Brooklyn Heights. A dozen or so blocks of eclectic retail and restaurants (downtown JC) really isn't comparable to many of these other places, is it?


Well let's look at the Bronx. The nicest part of the Bronx is arguably Riverdale, population 47,850 according to the 2000 census. I can tell you downtown JC has a lot more going on than Riverdale (although Wave Hill is quite nice). As for the rest of the Bronx, it's not a stretch to say its comparable to greater Hudson Cty. I'm sure downtown JC is much more attractive a place to live for a young professional than most of the Bronx.

Posted on: 2010/3/17 15:43
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Re: Flooding in Jersey City
#25
Home away from home
Home away from home


Quote:

brewster wrote:

1st thing I did after our 1st flood shortly after we bought 13 years ago was a check valve. Water promptly sprang from every crack and opening in the slab in the next flood. The sewer leaks so badly it pressurizes the fill between the house and sewer and under the foundation. I'm sure this is a cause of much of the foundation caused floor sagging downtown, including my own.


That's what happens in our basement. I saw it myself: water spurting from dozens of otherwise invisible cracks on the floor. It was pretty scary.

Posted on: 2010/3/16 16:18
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Re: Holy flooding Batman....
#26
Home away from home
Home away from home


Quote:

fraulein wrote:
We are first time flood 'victims' - just came back from a wedding for the weekend and had a foot of water, but it was 3 feet (so we're thinking the sump pump gave out). Even the guy who came to get the water out was like, 'Jeez.... I need more equipment.' They are coming back first thing in the AM to take care of it. We're obviously pursuing the insurance claim route as everything is ruined.

Any advice from others on what we may want to do once it's all cleaned up - we know it's important to get dehumidifiers and such. This is our first house (just bought in Oct) and first water issue so any advice or lessons learned would be greatly appreciated.

Thanks!


Sorry to hear that. We were in your shoes in April '07 but fortunately we were home when the flooding happened and were able to do something about it. In our case, the sump pump pumps water into the sewer system. It was working, but at a certain point, the JC sewer system became backed up and there was no where for the water from our basement to go. The only solution was to pump the water out into the sidewalk, which I did with a portable pump I have.

You'll probably notice that a lot of your neighbors have pipes coming out to the sidewalk from their basements. I don't think this is to code, but it should take care of the problem. Alternatively, you can buy a portable pump, keep your eye on the weather and make sure you're home when this happens. FYI, we had 3" of rain over an 11 hr period. You should benchmark your risk of flooding to the amount of rainfall.

Posted on: 2010/3/15 10:36
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Re: Gov. Christie Forcing NJTransit Service Cuts, Fare Hikes
#27
Home away from home
Home away from home


Quote:

ratslayer wrote:
Repug Governor El Gordo sticks it to the middle-class! Remember, Repugs are the ENEMIES of the middle-class - have been and always will. Just a bunch of phuckintg corporate socialists! I can't believe working men and women would actually vote for these sociopaths. It's akin to roaches voting for Raid.


Thank you for stating your case so eloquently and convincingly.

Posted on: 2010/3/8 14:57
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Re: Gov. Christie Forcing NJTransit Service Cuts, Fare Hikes
#28
Home away from home
Home away from home


Quote:

ianmac47 wrote:

NJTransit should not be profitably based on fares. It absolutely should be subsidized by the state. The more people who take trains, the fewer people drive single occupancy vehicles on the already crowded roads. The cost of a typical freeway lane per mile is $20 million (PDF source ). The NJ Turnpike is 118 miles long. Not to mention 78, 80, 95, 280, 287, 195, 295-- adding lanes to those highways will cost a lot more than subsidizing NJ Transit.

So yeah, think before you post. If you are capable of it.


Ah yes, you are the master of the simplistic analysis. How many people can get to/from their jobs, go shopping, take vacations, transport their freight, etc conveniently in New Jersey via public transportation vs those that can't? It's a fact that millions of people can't solely use public transportation to carry out their lives.

Posted on: 2010/3/6 21:18
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Re: Gov. Christie Forcing NJTransit Service Cuts, Fare Hikes
#29
Home away from home
Home away from home


To have an intelligent discussion about these issues, you have ask the question: why does all of this cost so much? It's not just a matter of saying let's spend more on this or that to maintain a certain service level. The big cost of this is payroll and increasingly benefits and Christie is constrained by labor contracts as to what can be done. The unions want the only changes to be related to service cuts to get the un-informed public on their side. As compared to the private sector, work practices, salaries and benefits are sacrosanct. So the faustian bargain set up by the unions is: either more spending (and higher taxes) or service cuts.

Posted on: 2010/3/6 11:27
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Re: Will fire department cutbacks threaten public safety? Union says yes; city says no
#30
Home away from home
Home away from home


Quote:

T-Bird wrote:
From the civilian perspective, with limited understanding of what is "necessary" and what isn't, so I looked at Philadelphia for guidance. It is a northeastern city with a similar cost of living and provides a lot of detail in its budget which makes a comparison to Jersey City possible.

So, here is how Philadelphia staffs its fire department:

They have:

1,338 firefighters who make between $40k and $56k
267 lieutenants; $60k to $64k
92 captains; 69k to $72k
48 battalion chiefs; $80k to $84k
8 deputy chiefs; $91k to $96k
1 special operations chief; $80k to $84k
1 executive chief; $108k

The 2010 budget for overtime and unused holiday pay is just under $18 million. All-in expenses for uniformed personnel (all of the people above) is $135 million.

Philadelphia has a population of 1,540,000 and covers an area of 135 square miles. (One uniformed fireman per 878 people or 12.9 per square mile.)

Jersey City has (as of YE 2008):

406 firefighters
150 captains (no lieutenants)
23 battalion chiefs
10 deputy chiefs
1 fire apparatus chief
1 Chief

Jersey city has a population of 242,000 and covers 14.9 square miles. (One uniformed fireman per 409 people or 39.7 per square mile.)

Unfortunately, JC doesn't provide the level of transparency in its budgeting process that other cities do, so we don't know the range of salaries is for any of them, but we do know that the budget for all salaries and wages in the fire department is $66.3 million and total headcount for the department was 670 as of YE 2008. Since wages are budgeted to be up slightly for the current budget year, I'm guessing head count is about the same. That means the average salary/wage for the entire fire department (including dispatchers) is $99,000 and change. In Philadelphia, one person (the chief) made more than $100k before overtime.


Excellent analysis. Can present this at the next Council meeting, tonight maybe?

Posted on: 2010/2/10 9:54
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