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Re: $7k DCA Inspection Penalties - HELP!
#1
Home away from home
Home away from home


Quote:

islander wrote:
....
The debt collection letters are addressed to the condo association which I understand is a corporation which presumably the three condo units are the shareholders of. We didn’t sign any documentation as part of purchase to acquire shareholdings in the HOA so the shareholdings must but at the unit level eg unit 1 is a shareholder and if you buy unit 1 you therefore become a shareholder I guess.


You should have received articles of (condo) association as part of the closing docs you got from your real estate attorney. That will lay out the percentages and estimated monthly fees. Your building insurance and shared utilities should be billed through the association and covered by monthly HoA fees.

Possibly with a small condo association, the prior directors have sold their condo and haven't handed over the association.

Worth getting that paperwork straightened out - form a new association if you can't track down the old one (tax id, directors, bank account, building insurance...). If you don't have that setup, you'll find it difficult to sell your condo.

Posted on: 3/11 22:31
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Re: $7k DCA Inspection Penalties - HELP!
#2
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Home away from home


Quote:

brewster wrote:
Quote:

dtjcview wrote:
If not, simply tell the collection agency that you do not recognize the debt.


Isn't the change of ownership of the association irrelevant to it's debts? ...


Yes. But rules 1,2 and 3 on dealing with debt collectors is never recognize a debt unless you get verification from source.

Ok it's rule 2 in this list: https://bettercreditblog.org/5-things- ... veal-to-a-debt-collector/

Quote:

2. Never admit that the debt is yours
Even if the debt is yours, don’t admit that to the debt collector. There is no reason to do so and it could get you in trouble later on if you try to dispute the debt on your credit report as inaccurate. Many times old debts have fraudulent interest charges that you aren’t obliged to pay but debt collectors will attempt to collect anyways.

Again, it’s best to just tell them to send you everything in writing and then hang up. You have the right to do so, and we’ll talk about that in a minute.

Posted on: 3/4 18:56
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Re: $7k DCA Inspection Penalties - HELP!
#3
Home away from home
Home away from home


In my case, my mortgage company paid my percentage owed on the lien - but tacked it on to my mortgage repayments.

Going back to the debt collector - hard to see how they have any claim unless there is a lien or a debt obligation recorded somewhere with the city. And that obligation will specify interest and penalties owed. Don't take the debt collector's word for it. Get it from the City tax office.

...and I may have had a claim against title insurance. I didn't pursue that claim given the amount was small and I didn't want a claim impacting my credit/insurance score.

Posted on: 3/4 14:24
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Re: $7k DCA Inspection Penalties - HELP!
#4
Home away from home
Home away from home


Check with the City tax office if there are any liens on your condos or the against the master. If so - you need to pay off the liens. BUT - pay it off through the City - unless the debt collection agency is willing to accept less. I ended up paying 1/3 of what was demanded on a lien going through the city.

If not, simply tell the collection agency that you do not recognize the debt. And it's worth a short consult with your closing attorney on the matter. They'll likely give you free advice.

Posted on: 3/3 22:41
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Re: For six years, Jersey City schools chief was at center of conflict
#5
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Quote:

brewster wrote:
Quote:

dtjcview wrote:
Not saying after-school programs are a bad idea. Saying they won't work for everyone.


Nothing does, which is why some problems need to be picked at rather than coming up with a "Grand Solution for Everyone". But defunding after school activities is patently stupid.


Leaving the spend in control of schools is stupid. It'll get cut first.

There are better ways to ring-fence the money. For example, the UK has a novel approach which runs a lot of leisure facilities as a non-profit business - plowing back profits generated from broader community-use.

https://www.better.org.uk/who-we-are/social-enterprise


Posted on: 2/13 23:51
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Re: Fulop and the ‘Fight for Fifteen’
#6
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Quote:

Yvonne wrote:
The original employees at fast food restaurants were high school teenagers/college students and retired seniors. It was never meant to be employment for raising a family. Immigrants took those jobs and it became the staple for their income. I remember going to a fast food restaurant and gave the cashier $4.01 so I would get back six dollars from a ten. The cashier was clueless to what I was doing and another cashier had to help her. It didn't help her English was limited.


You gave the cashier $4.01 and expected $6 back? Where did the $10 come in? How does this make any sense?

Was the bill $4.01, you gave the cashier $10.01 and expected $6 back? If so, why didn't you say?

No wonder the cashier was confused...



Posted on: 2/10 18:30
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Re: For six years, Jersey City schools chief was at center of conflict
#7
Home away from home
Home away from home


@Brewster

"...students who participated in vigorous sports did 10 percent better in science, English, math and social studies compared with other students..."

What about the ones that don't? Can't afford it, physically can't or simply hate organized activities. Teens are naturally rebellious. Those are the teens we need to reach.

Not saying after-school programs are a bad idea. Saying they won't work for everyone.

Posted on: 2/5 17:28
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Re: For six years, Jersey City schools chief was at center of conflict
#8
Home away from home
Home away from home


Quote:

brewster wrote:
Quote:

dtjcview wrote:
Can't help think if you took 20% or so of school funding, and gave that directly to the students or parents as conditional incentives - standards of attainment, behavior, and attendance and would skyrocket.


How about, for a fraction that price, attractive after school programs like music and sports that you must maintain a certain GPA for?


Those are perks not incentives for many - though may form part of a collection of incentives. What motivates you more - your free corporate gym membership or your year-end bonus?

Posted on: 2/5 5:58
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Re: For six years, Jersey City schools chief was at center of conflict
#9
Home away from home
Home away from home


Can't help think if you took 20% or so of school funding, and gave that directly to the students or parents as conditional incentives - standards of attainment, behavior, and attendance and would skyrocket.

Posted on: 2/4 21:07
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Re: Historical Property Records?
#10
Home away from home
Home away from home


You might be able to find your property on maps like this one from 1928:

http://www.wardmaps.com/viewasset.php?aid=3471
more under: https://www.wardmaps.com/browse.php?cont=1&count=1&state=8&city=300


Posted on: 1/31 13:54
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Re: JC Woman Accuses Murphy Staffer of Rape
#11
Home away from home
Home away from home


Quote:

K-Lo2 wrote:
Do criminal defendants deserve different rights depending on the charge? That sounds like what I'm hearing.


Think you need to separate things:
1. Is the law constitutional?
2. Does the accused rights change if they are in breach of such a law?

For example, sovereign citizens/travelers believe it's unconstitutional to require license and proof of insurance when operating a vehicle. Are their rights being violated if they're charged with doing so? The prosecution need only prove they broke the law. If the law is badly crafted, it may get tossed by a higher court.

Defendants rights generally don't change. Though rules of evidence can change depending on the charge - as is the case with rape shield laws. And arguably that leads to charge-dependant rights.

Posted on: 12/10 11:30

Edited by dtjcview on 2018/12/10 11:52:43
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Re: JC Woman Accuses Murphy Staffer of Rape
#12
Home away from home
Home away from home


Can't argue with that logic ego.

Posted on: 12/9 10:26
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Re: JC Woman Accuses Murphy Staffer of Rape
#13
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Home away from home


Quote:

bodhipooh wrote:
... but your suggestions are outlandish and your proposed solutions unworkable and will never see the light of day.

...


And you Bodipooh seem more interested in defending the rights of rapists with empty rhetoric, than engaging in a constructive debate. Think I'm done responding to you.

Posted on: 12/8 12:56
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Re: JC Woman Accuses Murphy Staffer of Rape
#14
Home away from home
Home away from home


Quote:

jerseymom wrote:
Here's a little food for thought. This is just to make one consider the issue of consent and how one obtains it and keeps it - is a contract/app/agreement really workable?

New app lets you request consent

An open letter from all women...to LegalFling

The Problems with Sexual Consent Apps

...and I thought dating in the 80's sucked.




The tech will come - but not with over-engineered and intrusive solutions like Legalfling. (Yet another absurd use of Blockchain).

Siri, Alexa and Google could have standard sets of voice-enabled personal security apps/skills, backed with AI, that can record consent/non-consent, securely record and store events - that could be used as evidence in a prosecution, alert local police, etc. Those apps could be extended to general personal security apps to provide protection against any personal crime (or unreasonable charges for that matter).

Start small, then build on that. Getting people to record a text conversation would be a great improvement. "Fancy a shag?"."Yes/no".

Posted on: 12/8 11:12
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Re: JC Woman Accuses Murphy Staffer of Rape
#15
Home away from home
Home away from home


Quote:

K-Lo2 wrote:
So married/engaged/living together couples would have to sign off each time? That's going to work out really well.


Was expecting this question - an area that needs some thought from lawmakers. Likely excluded by default unless explicitly documented otherwise. It's conceivable that status needs to change in domestic violence situations - perhaps by court order. It's also the sort of thing that could end up in a pre-nup and decided by the couple themselves. Shouldn't exclude protections under a law just because people live under the same roof.



Posted on: 12/7 21:51
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Re: JC Woman Accuses Murphy Staffer of Rape
#16
Home away from home
Home away from home


Quote:

bodhipooh wrote:
Quote:

dtjcview wrote:

@bodhipooh

You picked a rare and mostly absurd example as a counterpoint. I'm not a lawmaker - so, no, I haven't considered every edge case. But the same principle could apply. If there's any risk of a rape allegation - male or female on female or male - those parties should be obligated to prove consent to avoid prosecution. Judges and juries can overturn the absurd entrapment cases and help shape the law. Like they do with every other law.


Just because you consider it a rare and/or absurd example, it doesn't make it so. This is PRECISELY why our legal system is predicated on the "innocent until proven guilty" principle, which is an extension of the idea that it is better for a guilty person to go free than an innocent person to be unfairly incarcerated. The burden of proof is high, and on the accusing party, because that is the only way to more or less ensure that innocent people are not unfairly convicted.

As I said in my original reply to you, thankfully we will never see your idea become reality. It would never pass muster, because it lacks common sense, it runs contrary to our established system of law, and the courts would never uphold such a law.


Lacks common sense? For whom? Rapists? Spare me your ad hominems and empty rhetoric.

If you take a car without documented evidence of the owner's permission, you can be charged and convicted of theft. Irrespective of whether you claim the owner gave you verbal consent. How is this different?

And there are also plenty of laws where presumption of innocence is diluted. Existing rape shield laws being an obvious example.

Posted on: 12/7 14:15
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Re: JC Woman Accuses Murphy Staffer of Rape
#17
Home away from home
Home away from home



@bodhipooh

You picked a rare and mostly absurd example as a counterpoint. I'm not a lawmaker - so, no, I haven't considered every edge case. But the same principle could apply. If there's any risk of a rape allegation - male or female on female or male - those parties should be obligated to prove consent to avoid prosecution. Judges and juries can overturn the absurd entrapment cases and help shape the law. Like they do with every other law.

Posted on: 12/7 8:32
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Re: JC Woman Accuses Murphy Staffer of Rape
#18
Home away from home
Home away from home


Quote:

bodhipooh wrote:
Quote:

dtjcview wrote:

Personally, I think that the law should be changed. Proof of sexual interaction without proof of consent should be grounds for a conviction.


That’s a CRAZY idea. Thankfully, it will never come to pass.


Something like this is needed to shift the balance of protection from perp to victim. What's crazy is that out of every 1000 rapes, 995 rapists walk free. And there are close to 1/2 million sexual assaults in the US every year. Victims are getting little to no protection under the existing system.

...and carrying condoms was considered crazy by many before aids.

(I'd agree it would be crazy to introduce such a law retroactively.)

@Monroe - Nope. No joke.

Posted on: 12/7 6:46
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Re: JC Woman Accuses Murphy Staffer of Rape
#19
Home away from home
Home away from home


Quote:

jerseymom wrote:
Thank you for the question. Here are a few of my thoughts:

1. Sexual assault needs to stop being a "man vs. woman" issue. It's a perpetrator vs. victim issue. Victims need to feel comfortable reporting a crime - but in a case of a sexual assault, it's just not that easy. It's not the laws that need changing, per se, it's the stigma and denial that happens to victims by themselves, their peers, employers, coworkers, teachers, religious leaders and families that needs to be changed. There's a lot that happens between the time an assault takes place to the time that it's reported - we need to work on that as a society.

2. Sexual assault needs to be adjudicated in a court of law - not in a sensationalist media event or in hearings. There is a procedure to follow, laws and rules of evidence. The perp, male or female, is innocent until proven guilty. That's the U.S. justice system, like it or not.

3. I cannot comment with certainty on this case in particular. But Hudson County never disappoints and often stinks. Things are covered up here at an alarming rate by people with just a little bit of power. Katie seems to have followed protocol and does make a striking allegation. She has risked enormously to put herself in the front of a media storm. I admire her tenacity and courage and really hope she gets her legitimate day in court.

4. Moving forward - talk to your children, tell them your own stories (most of us likely are or know someone who is a victim of some kind of unwanted sexual comment, groping, or assault - most often by someone we know). Role play, create a plan, a code word, open up the dialogue to your sons and daughters about what is right and wrong and empower them with tools for situations where they could become a victim. Create a loving environment where open dialogue is welcome and your kids know they have a safe harbor in a storm.

Just my two cents.


Thanks. Absolutely agree with all your points. Here are the two issues I'm trying to wrap my head around.

1. When a rape involves one person's word against the other. A high percentage of rapes involve 2 people with no witnesses as in this case. The legal system offers little in the way of justice if the prosecutor feels they won't win a case.
2. The flip side - is when someone is accused of rape that they didn't commit. Their professional career can be destroyed if it's made public.

My advice to a son would be to get some form of documented consent - paper, email, text, voicemail or recording, etc - before engaging in any sexual activity. My advice to a daughter would be to document the non-consent at the time or as soon as possible using similar means.

Personally, I think that the law should be changed. Proof of sexual interaction without proof of consent should be grounds for a conviction. Granted - consent could be forced - but there are ways to tackle that (preset codewords, etc).

Posted on: 12/6 18:43
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Re: JC Woman Accuses Murphy Staffer of Rape
#20
Home away from home
Home away from home


@Jerseymom.

You're both a woman and a mom. What do you think should happen in this case and with the law in general? What could strengthen protections for women whilst preserving the rights of men?

Posted on: 12/5 18:38
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Re: Leaving Jersey City Troll List
#21
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Quote:

brewster wrote:
...
The battles with the HP dog people who were against constructing a dog run because they considered the entirety of the park their dog run were epic. Now it's just oral history, like the Trojan War.


Played out again with Morris Canal. Was Nyrgravy9 Leonidas?

http://jclist.com/modules/newbb/viewtopic.php?topic_id=29786

Posted on: 2018/11/24 3:55
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Re: MVC Notice of License Expiration
#22
Home away from home
Home away from home


Avoid the popular times - use google maps. For example, Wed-Fri after 3pm is fairly quiet. Also it helps a lot to show them a smile and a bit of courtesy.

Posted on: 2018/6/20 22:31
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Re: ‘My name is Amy, not Tom DeGise’
#23
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Home away from home


The headline gave me an Eminem earworm. Guess my brain thinks all pols are Slim Shady.

Posted on: 2018/6/1 22:05
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Re: New Tax Rate is Insane!
#24
Home away from home
Home away from home


Quote:

Yvonne wrote:
Actually, I do not believe the nonsense that downtown was paying less than other parts of JC...


The facts don't sync with your beliefs.

http://jclist.com/modules/newbb/viewtopic.php?post_id=431083


Posted on: 2018/6/1 10:52
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Re: Dog Trainer
#25
Home away from home
Home away from home



Posted on: 2018/5/29 20:00
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Re: New Tax Rate is Insane!
#26
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Home away from home


Quote:

brewster wrote:
Quote:

Saradove wrote:
Parkman, I'm with you. I have an 82 year old friend who, with his wife, bought a home in 1968, raised their kids & became a beloved neighbor to many. The house never had a major updating, it was their home with no thought to it becoming a goldmine. He doesn't want to sell ... it's his home, his neighborhood. A home is an emotional thing, sentimental, not always a money-maker as some see it. I realize that this doesn't mesh with today's reality but I just wanted to throw in my two cents.


And he can't part with some of his unexpected millions via reverse mortgage to pay his taxes because....?


...or apply for a NJ Senior Freeze on their tax?


Posted on: 2018/5/23 11:57
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Re: Okay, so who here thinks the Katyn monument needs to go?
#27
Home away from home
Home away from home


Whether to move the Katyn monument is the wrong question. Exchange Place is the prime location for virtually all major JC cultural events. And Exchange Place should pay tribute to the full diversity of JC.

What should be given pride of place at Exchange Place? The 9-11 memorial? A cenotaph? Something else?

Posted on: 2018/5/7 18:42
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Re: JC Public Schools is short $70 million
#28
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Home away from home


What does this $70m shortfall say about JC being capable of running it's school system? Didn't they just recently get out from under NJ state control?

Posted on: 2018/4/24 21:49
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Re: Doggy Door - Any recommendations on someone who can do this simple job
#29
Home away from home
Home away from home


Have you tried sites like handy, thumbtack and taskrabbit?

Posted on: 2018/4/15 16:41
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Re: JC church 10 Commandments destroyed
#30
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Home away from home


They broke every commandment?

Posted on: 2018/4/2 9:20
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