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Re: Getting the most out of ObamaCare
#1
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Quote:

Yvonne wrote:
This country pays more for healthcare and education. We are #1 in spending but don't get the bang for the buck.


Both have the following in common: Often the people using the service aren't paying the bill and the resulting lack of price discovery. With our current system, YOU are not the customer.. the insurance company or the government (i.e. Medicare is).

If you want to see an area in medical service where you see a trend of declining prices and / or improved service, look at services NOT covered by insurance.

Posted on: Yesterday 16:27
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Re: PVC Roof
#2
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When I looked at the added cost, I came to the conclusion PVC wasn't worth it. A high quality modified bitumen installed properly will last decades.

What the PVC offered was a reflective white coating built in. To get the white coating, I just coated the roof (after it cured / out-gassed) with a water based polymer. The stuff works so well I can walk out in bare feet in 90 F degree weather (full sun). It will also extend the life of the roof.

The product # is 1300T. For some reason, it is missing on their updated website, but they still carry it.

https://spec-chem.com/roofing-material-documents/


Back when I did my own roofs, I used this system linked below. It is more work to put down, but very easy to maintain afterwards. Every few years, I put a new coating of 1300T on it, which goes on like paint.

https://spec-chem.com/assets/Recycled-Rubber-Cool-Roof-System.pdf

Posted on: 6/24 9:24
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Re: Come to City Hall this upcoming Wednesday to promote electric vehicle charging in JC #EVinJC
#3
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Quote:

bodhipooh wrote:
I hope the city holds the line, as we should be embracing and encouraging the use of such cars to help reduce contamination, and exhaust fumes, while also doing a tiny little part towards preserving regional environmental health.


If you look at the life-cycle cost of electric vehicles (i.e. take in account the energy needed to make the batteries, generating source of the electricity, etc.) you get little in the what you described above.

Modern gasoline powered cars are pretty clean when it comes to CO, SOx, NOx, and VOCs (the latter two causing smog and ozone). In fact, if you tried committing suicide by filling your car with exhaust, it would take a while since CO levels produced by modern cars is so low.

There are other issue is with electric car batteries, which aren't affordable or practical (car batteries need to be heated and cooled). Unless someone invents a super capacitor with the same amount of energy storage as a tank of gasoline (similar size / weight), electric cars are just going to be expensive toys for very wealthy people.

Posted on: 6/23 9:26
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Re: Flooding in Jersey City
#4
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Looks like JC was spared the worst of the storm. It looks like the real heavy stuff went well North of us. Some areas looked like they got 4 to 6 inch at a rate of almost 2 inches an hour.

Resized Image

Posted on: 6/19 18:51
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Re: Two more carjackings this morning (Four in two days)
#5
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Home away from home


A while back, there were a couple car jacking in JC foiled because the car being jacked had a manual transmission. Apparently, using a stick and clutch is a "lost art" with many of the criminally minded.

Posted on: 6/14 16:59
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Re: Trump Our New President
#6
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Illinois requires an extensive background check to get an ID card to even buy a firearm (similar to NJ). IL didn't even have concealed carry permits until recently. NJ has, but only gives it to people with the right political connections. IL was ordered by the courts to issue CCW permits. The ruling was based on the expansion of the Heller decision which stated one's 2nd Amendment rights do not stop at one's front door.


Thankfully, this guy didn't get much target practice. Most of the shots he fired missed. The civilian version of the M4 typically fires a .223 caliber round, which is very light (this can be changed to higher caliber rounds though with customization). If he was using a round typical for hunting rifles (.308, .30-06) those injured might be dead right now.

Posted on: 6/14 13:02
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Re: Something Major is happening in the Heights right now...
#7
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Home away from home


Look like the crash grounded a power line and pretty much cooked whatever the line landed on.

Posted on: 6/5 7:22
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Re: 2017 Primaries.
#8
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Its actually illegal to have flyers put in your mailbox, unless they are mailed to you and put there by the postman.

Posted on: 6/3 9:09
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Re: 2017 Reval ~ Property Inspections
#9
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Quote:

JCBORN wrote:

From what I am reading the home values in JC went down in 1988 after the last reval. Was this because of the reval or was it because the market in general was not doing very well (1987 market crash- Black Monday)?


Real estate crashed in '88 and didn't hit bottom until about 1997. Property was stupid cheap here in JC... but interest rates were high and it was tough to get a loan (the collapse of the Savings & Loan industry). Damn near impossible to get a construction loan to renovate, unless you went the 203k loan route.. which I would rather set myself on fire than go through that process again.

It was way more than the property re-evaluation that caused prices to drop. The biggest factor was the lending. It is a lot harder to afford a place when your 30 year fixed rate is around 8% vs. 2.5%.

Posted on: 5/26 9:54
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Re: 2017 Reval ~ Property Inspections
#10
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Home away from home


This is one of the more egregious examples of a building being under assessed:

Resized Image

Posted on: 5/22 15:30
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Re: Journal Squared Project to Begin
#11
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Money is flowing out of China into the USA. The wealthy Chinese are "getting out of Dodge" before the Chinese economy implodes:


Resized Image

Posted on: 5/21 9:47
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Re: HC proposes $538 million budget with tax increases for 6 towns
#12
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Home away from home


Maybe NJ should do like CT and get rid of county government?

http://www.nj.com/politics/index.ssf/ ... _nj_bergen_county_la.html

How many are on the County payroll? 20,000?

Posted on: 5/19 11:47
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Re: Dear Person Stealing Tiny Flower Pots from Our Stoop...
#13
Home away from home
Home away from home


My tenant used to put out big tropical plants in pots during the summer. Someone came by once and smashed the pots.


Posted on: 5/16 9:05
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Re: Kushner family in Beijing: 'Invest $500,000 and immigrate' to US
#14
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China has massive capital outflows right now. A lot of that money is going into real estate. The goal is not to make a good return but to avoid losing everything (which will happen if the money stays in China).

Posted on: 5/6 21:12
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Re: Pulaski Skyway to close for 2 years after Super Bowl:
#15
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If you are planning on driving today, it is traffic Armageddon out there right now. In particular, around JFK and rt. 139. Took me nearly 30 minutes just to get from JSQ to past rt. 139.

Posted on: 5/6 14:22
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Re: PATH (pathetic attempt at transporting humans)
#16
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Quote:

Annod wrote:
World Trade Center’s $4 billion Oculus springs leak as water drips on commuters' heads



So when I head into the office on Monday, maybe I will see the Oculus draped with a giant blue tarp...

Posted on: 5/5 17:31
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Re: PATH (pathetic attempt at transporting humans)
#17
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Quote:

JCMan8 wrote:
Quote:

MDM wrote:
PATH to 33rd still shutdown. My wife is trying to find another way home via by bus or van. NJ Transit is cross honoring.. but I suspect the buses will be mobbed..



Should probably hang out in a bar or something, otherwise take an uber.


She's Ubering it.. the line looks like something out of a refugee queue of people escaping the zombie apocalypse.

Posted on: 5/5 17:25
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Re: PATH (pathetic attempt at transporting humans)
#18
Home away from home
Home away from home


PATH to 33rd still shutdown. My wife is trying to find another way home via by bus or van. NJ Transit is cross honoring.. but I suspect the buses will be mobbed..


Posted on: 5/5 17:20
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Re: Flooding in Jersey City
#19
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Quote:

brewster wrote:
Quote:

MDM wrote:
I think part of the problem is the EPA making Jersey City to stop dumping untreated waste water into Newark bay and the Hudson. I know the JCMUA was blocking up the overflow pipes a while back.


We are incapable of doing that in a major storm, so the issue is can we keep our streets and basements from flooding by not using them as a holding tank?


$8billion estimated cost in 2011 (not just Jersey City).

This link shows the sandbags blocking the outflow pipe.


Posted on: 5/5 16:18
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Re: Flooding in Jersey City
#20
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Quote:

brewster wrote:


The system is quite capable of handling the flow of normal sewage, even post development. What it can't handle is rainfall in the same system. Development is a red herring as far as sewers. We need more pumps to drain the system into the river like Hoboken has done. As is, Downtown's entire sewer system fills to the street level and beyond to act as a holding tank.


I think part of the problem is the EPA making Jersey City to stop dumping untreated waste water into Newark bay and the Hudson. I know the JCMUA was blocking up the overflow pipes a while back.

I think JC will have to separate storm water / sewer or do what Atlanta is doing: build flood tunnels to hold the storm surge.

Btw: Just measured the water level in a bucket I left outside to check the rain amount... just a hair under 4 inches.

Posted on: 5/5 16:04
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Re: Flooding in Jersey City
#21
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Quote:

dr_nick_riviera wrote:
[quote]


MDM, can you see what the current water table levels were at? I've been through torrential rainstorms before and this has never happened. I wonder if the ground already had limited ability to absorb more water because it's been raining so much the last few weeks.


The only recent water table info I found from USGS is for Atlantic City.

Posted on: 5/5 15:18
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Re: Flooding in Jersey City
#22
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Quote:

brewster wrote:
Low at 11:15 AM, high at 5:14 PM. So this was despite low tide.


Per NOAA the Battery gauge was about 2 ft above normal from noon time on.

Posted on: 5/5 15:13
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Re: Flooding in Jersey City
#23
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My old neighborhood in Hoboken went under water. Have the check if the heaviest rain came during high tide.

Posted on: 5/5 14:51
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Re: Flooding in Jersey City
#24
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Home away from home


Quote:

brewster wrote:


Please no. It was looking like I'd get some figs and peaches this year.


I think my Dad may lose his apple and pie cherry crop again this year (in Vermont). Warm weather followed by these cold snaps is hell on fruit trees.

There is talk of a major frost in the apple growing regions of PA over the next few days.

Then June looks to be above normal in temperature.

Posted on: 5/5 14:11
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Re: Flooding in Jersey City
#25
Home away from home
Home away from home


Looks like about 2 more hours of heavy rain before we get a break.

Then it looks like we are going to have near freezing temperatures for a few days a bit north and west of here.


Posted on: 5/5 12:54
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Re: DOB: Fire Sub Code Division
#26
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Quote:

brewster wrote:
Go forbid they use the inflow of all that permit money from the boom to expand the office and be citizen friendly. Call your councilperson, this "leave a message but we'll never call you back" stuff is bullshit.


The city actually doesn't have that much influence. The Building Dept. is under the watch of the State Dept. of Community Affairs.

After the J.C. BD got raided by the police some years back, I was hoping the State would 'nuke it', take it over (they have done this in other cities), and then rebuild it from scratch.

No luck though...

Posted on: 5/1 17:48
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Re: Leak in siding/windows
#27
Home away from home
Home away from home


I had that problem in one building years ago. Horizontal rain came through the walls. It was fixed by repointing the brick, covering it in a synthetic stucco, and completely rebuilding the wood work around the windows (which was capped in aluminum but badly rotted underneath). The replacement material used around the windows was water proof on the exterior.

It was a major pain of a project, but it fixed the issues.

Posted on: 5/1 17:40
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Hudson Markets not closing?
#28
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Home away from home


Referring to the place that sells veggies and garden plants on JFK BLvd in the Heights. I was there late last year and was told by an employee, the place was shutting down as the ower sold the property to a developer. Later I saw the place was closed and was being cleaned out.

Today I drive by and it looks open for business selling the typical garden stuff. Did the sale of the property fall through?

Posted on: 4/30 14:18
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Re: Landlords: You Cannot Say "NO SECTION 8" in Your Rental Ads
#29
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Home away from home


Quote:

brewster wrote:
However, as I understand it, there's nothing to stop a landlord from requiring application qualifications like a 700 FICO score, as long as you state it clearly and enforce it equally. I've heard that you must include the the voucher as income in an income based qualification.



Running a criminal background check on applicants is also a good idea.

Posted on: 4/27 12:58
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Re: Renters and Auto Insurance
#30
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Home away from home


I have everything through NJ Manufacturer's. You have to work for a company that belongs to the NJ Business & Industry Association to qualify though.

The savings were so huge that I wished years ago, I formed an LLC and joined NJBIA just to get the insurance.

Posted on: 4/26 13:19
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