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Re: Krispy Kreme Doughnuts
#1
Home away from home
Home away from home


Quote:

hero69 wrote:
true that portions in the us tend to be too big, but i also believe that fast food, potato chips, coke/pepsi, fried chicken, bbq ribs, candy bars etc are also integral parts of the american diet.



It's a combination of carbohydrate intake and genetics. Example: My wife's home country, people consume a lot of carbs (rice & cane sugar), but they generally don't get fat. However, type 2 diabetes is rampant. This is typical for Southeast Asians.

The key to controlling appetite is controlling insulin. It is carbohydrates that trigger an insulin response as the carbs are broken down into glucose. Whatever is not burned is stored into fat. For those of us prone to being obese, your fat cells don't give up energy easily. Instead, you get VERY hungry once your glucose stores run low. This is what makes calorie restriction so hard to accomplish.





https://youtu.be/mNYlIcXynwE (sometimes I can't get Youtube to embed properly on this board).

Two years ago, I hit a plateau with trying to lose weight, despite doing serious, hardcore workouts 3x a week. Someone who had a similar issues in the past recommended Keto to me. After doing some research, I went ahead and tried it (against the advise of my Dr.). Keto is high fat, moderate protein, and very low net carb intake (<50 grams.. hardcore people do a max of 20 grams a day). The advantage since your body is not running on glucose, you don't get the sensation of being starved and weak when you don't eat for long periods.

Results:
Painless weight loss (except for the adjustment period). 40+ lbs so far. No calorie counting needed.
No more migraines (chronic for me since age 14)
Excellent blood work (my doctor was shocked).
Being able to go the whole day without eating and not feel any sense of weakness or brain fog.


I am a piker in comparison to others. I have seen people take off 100+ lbs, reverse insulin resistance issues, and keep the weight off.

Downside: No more doughnuts, rice, pasta, sugar sweetener, potatoes, bread, etc.....

More here:

https://keto-calculator.ankerl.com/
http://www.ketotic.org/2012/05/keto-a ... hat-it-is-and-how-to.html

Posted on: 2/8 18:41
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All your recycling headed for a landfill?
#2
Home away from home
Home away from home


Anyone know if the city is having major issues getting rid of the plastic, paper, and cardboard it collects?

India put major restrictions on imports of recycled plastic. Starting this year, China pretty much banned the importation of recycled plastic and severely restricted unsorted paper.

There is a crisis building (in particular in Western Europe) as China was where 90% of the plastic was shipped off to. Piles of plastic are now piling up with no market.

This is sort of what happened in the '90s when a lot of the recycled plastic and paper ended up in the landfill.

A few years ago, I was told by a rep from the Incinerator Authority, that money was being made on the recycling. If there is no longer a positive cash flow, do we get a tax increase to cover the increased disposal costs?

https://www.npr.org/2017/12/09/5687973 ... -china-bans-foreign-waste

Posted on: 2/5 13:37
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Re: Flu shot at Target?
#3
Home away from home
Home away from home


Quote:

TheBigGuy wrote:

Essentially their naturally high immune systems went into overdrive to battle the virus literally burning out the victim. .. if they were not dead in 24 hours (generally from lung congestion) the chances of survival improved significantly. Modern medicine and availability of respirators seems to have changed those odds. For this round at least.


The SARS outbreak in southern China and Hong Kong was on the same order. People were given steroids to pull back their immune systems. They survived the flu only to later die a slow death from their bones disintegrating. The doses of steroids given were too high, which in turn, destroyed the capillaries in the patient's bones.

I was traveling through Hong Kong at that time. The HK authorities had people in gloves and mask taking passenger body temps with infrared temperature guns.

Posted on: 2/4 10:54
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Re: Flu shot at Target?
#4
Home away from home
Home away from home


The Rite-Aid on Central Ave told me theirs are for the elderly only.


Posted on: 2/1 17:55
Top


Re: New Tax Rate is Insane!
#5
Home away from home
Home away from home


I wonder if JC will see a massive amount of tax appeals, like the city did in the early '90s?





Posted on: 2/1 17:49
Top


Re: New Tax Rate is Insane!
#6
Home away from home
Home away from home


Years back when I went through my tax appeal, there appeared to be buildings in the downtown that looked like they were headed for a 250% to 300% increase in taxes, if /when the revaluation took place.

As bad as you are getting clobbered, others might be a lot worse.


Posted on: 2/1 17:48
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Re: Rent increases in light of revaluation
#7
Home away from home
Home away from home


Some years back, my attorney who was reviewing my lease said there is a state statute that prevent 'unconscionable rent increases'. You couldn't say raise rent 150% when the lease went month to month. The purpose was to prevent landlords from using rent to get rid of a tenant.

Would this law apply to having to do say a 30% increase to offset your 100%+ increase in property taxes? I don't know. As others have pointed out, the market may not tolerate such an increase, even if you are legally entitled to do it.

I just rented two vacancies. Given the strong interest and ease of renting them, it appears the mid-price rental market is still strong. For the higher end ($2,000+ a month 1 & 2 bed), I have some anecdotal evidence , from high end apartments having to cut rents, due to lack of demand.

Posted on: 1/31 8:02
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Re: CleanChoice Energy
#8
Home away from home
Home away from home


Quote:

anonymess wrote:
Quote:

MDM wrote:
I am with Commerce Energy (they got renamed recently) on my second 3 year rate lock. It saved me some decent $$$ over the past 5 years.


Would you care to speculate how much you save on your monthly bill?

Any other reputable 3rd party companies recommended?


Typically about 20% of the supply cost. It varies as PSE&G's supply rate varies in cost month to month. It's not a huge amount of $$$. I've saved about $200 per year.

My previous rate lock saved more because of the big spike in electric costs.

My rate expires this year. I checked Just Energy (formally Commerce) and they about the same as PSE&G now. So I may not re-lock again.

Posted on: 1/29 8:03
Top


Re: Where can I drop off an old TV plus other electronics in Jersey City??
#9
Home away from home
Home away from home


I have a 205 lbs Sony WEGA TV that I need to put on the curb for a special pickup... if I ever manage to get it down the stairs.

Posted on: 1/27 14:23
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Re: CleanChoice Energy
#10
Home away from home
Home away from home


Quote:

DouglasReynholm wrote:
Got their New Jersey Resident letter today. Price I receive for first 3 billing months will be 14.80/kw. Thereafter charged at a variable rate. BYE. Anyone else receive this scam?


That is about $0.02 than the PSE&G rate.
Beware of variable rates. If we get a heat or cold wave, you could find yourself getting seriously hosed.

If you go with a 3rd party, go with fixed rate that is locked in.

I am with Commerce Energy (they got renamed recently) on my second 3 year rate lock. It saved me some decent $$$ over the past 5 years.

Posted on: 1/25 21:29
Top


Re: NJ Rates Your Public Schools - What's Your PS Score?
#11
Home away from home
Home away from home


Quote:

brewster wrote:


Not to give you premature palpitations, but my son is now a college freshman, and the whole college cost scene is utterly out of control.


Believe me.. I know. Though I suspect student debt + useless degrees are going to come to a head sometime in the not too distant future. College when my kid gets of age might be completely different from how it is today. Still saving money to pay for whatever the future brings...

I plan to not use the 529 for private school if I can avoid it... but its nice to have investments growing tax free that you can draw on, in case you find yourself short of $$$ when the tuition bill comes due. I opened up a 529 in NY to take advantage of the state deduction. NJ's fees are too high for their actively managed plans that in the end, don't beat index fund.

Posted on: 1/25 20:10
Top


Re: NJ Rates Your Public Schools - What's Your PS Score?
#12
Home away from home
Home away from home


Quote:

brewster wrote:

Actually, now that LCCS has pre-k it's best to apply for that if you want to get in for k-8. I would not go much by Greatschools rating, some of the comments are bizarre. There's been some hysteria from disgruntled parents who didn't like some changes made over the last few years, but my kids got a great preparation for the rigors of McNair, better than the AEP programs in science at least. I'd talk to some current parents if I were you.



A friend of mine wife helped found LCCS and in the past, the students seem to exceed the state average on tests. So I put it on the list of potential schools. I try not to pay attention to the comments that much because unless there is a large number of them, most of the comments will be from someone who has an axe to grind.

I know LCCS a few years ago had over 1,000 applicants for something like 35 openings. I can see getting in early is important.

If I have to go private, I am looking at multiple Montessori schools in downtown, World of ABC, and the Embankment school (info available on Embankment is pretty minimal). Private is expensive though. At least according the Federal Government, you can now use up to $10k a year from a 529 Plan to pay for private school tuition (State laws might not allow it though). So at least saving for the tuition costs got a little easier.

Posted on: 1/25 13:17
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Re: NJ Rates Your Public Schools - What's Your PS Score?
#13
Home away from home
Home away from home


Quote:




I didn't list LCCC. Perhaps you have that confused with the other schools I noted?


I looked it up via the link you posted. LCCC's rating also dropped dramatically at the Greatschools.org website.

I have a few years yet before I have to find a school, but I figured it's never too early to do some research and budgeting (if I go private).

Posted on: 1/24 22:52
Top


Re: NJ Rates Your Public Schools - What's Your PS Score?
#14
Home away from home
Home away from home


I noticed Learning Community Charter has dropped in rankings. Something gone wrong with the school?

Posted on: 1/24 18:13
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Re: Big crime scene on JFK near JSQ?
#15
Home away from home
Home away from home


Well.. now I know. Someone got killed by a car.

http://pix11.com/2018/01/23/pedestria ... ed-in-jersey-city-police/

Posted on: 1/23 7:47
Top


Big crime scene on JFK near JSQ?
#16
Home away from home
Home away from home


Got a text from my nanny that JFK is shutdown with a huge police investigation (she is stuck in traffic now). Anyone here have an idea as to what is going on?

Posted on: 1/23 7:44
Top


Re: Mortal Again: Christie Blocked at VIP Entrance to Newark Airport
#17
Home away from home
Home away from home


Quote:

Monroe wrote:
Tony, give it a rest. Christie had two terms, you think Murphy will?


Assuming the stock market doesn't crash, the state pensions will be in default around 2021. The default will happen sooner if we do get a major market pullback.

Though Murphy will want to, he won't be able to tax his way out of the problem, especially with the new SALT limitations. I suspect the end of Murphy's 1st term will look similar to Corzine's with a major budget crises.

Posted on: 1/20 9:18
Top


Re: PATH (pathetic attempt at transporting humans)
#18
Home away from home
Home away from home


Quote:

papadage wrote:
One of the biggest things they could do to alleviate some crowding, or at least lessen discomfort, is pass some kind of regulation that backpacks and messenger bags need to be off the shoulder in the train.


On my commute on the WTC line, I have to say, most people do take off their large backpacks. The people I see not doing it seem to be newcomers or tourists. Often some hipster with a backpack someone trekking across Alaska would wear.

Posted on: 1/10 16:51
Top


Re: pre-paying 2018 taxes
#19
Home away from home
Home away from home


I recently found out something about the new tax plan that was put in the bill at the last minute:

You can now draw up to $10k per year out of a 529 plan to pay for PK - 12 private school tuition. Previously, the only tax deferred plan was the Coverdell which had income limits and only allowed $2k per year to be saved.

http://www.mymoneyblog.com/529-plans-private-school-k-12.html

Posted on: 1/7 11:22
Top


Re: Snow Storm Wednesday into Thursday?
#20
Home away from home
Home away from home


It's actually too cold this morning for salt to work effectively. Going to be slick roads in places.

Posted on: 1/5 8:12
Top


Re: Snow Storm Wednesday into Thursday?
#21
Home away from home
Home away from home


This is turning into a really big storm, but per the models, will stay off shore far enough that we won't have a repeat of the 2010 blizzard (complete with thunder-snow).

Below are two models showing a range of potential snow falls. The guys at Weatherbell think the storm will get dragged more West, giving us snow totals of about 6-12 inches. The storm may drop 60+ inches in parts of Maine and eastern Canada.

Resized Image


Resized Image

Posted on: 1/3 19:01
Top


Re: Snow Storm Wednesday into Thursday?
#22
Home away from home
Home away from home


Depending on how far West the storm tracks, we could get 3" or we could get 20+ inches. Its so cold that the conversion of water to snow is pushing 1 inch:20 inch.

The latest Euro model shows extreme cold after this Nor'Easter pulls away. Possible -10F on Saturday north and west of NYC.

Posted on: 1/3 15:00
Top


Re: pre-paying 2018 taxes
#23
Home away from home
Home away from home


Quote:

Dolomiti wrote:


I believe they've also changed the law so that between 2018 and 2025, property and capital expenses can be fully deducted in the first year. No need to depreciate over 5 years.


That was something Larry Kudlow was pushing Trump to include. I am not sure it applies to real estate (that whole passive / active income split), but its going to be huge for capital intensive companies (manufacturing, mining, oil / gas exploration). Being able to expense everything at once (then carry over any loss to next year and expense it again) is a major reduction in the cost of capital purchases. Before you had to depreciate it over a 3 to 27.5 year period (depending on what was purchased).

Typical of the Senate though.. they insisted on time limits (they did this with the 2001 and 2003 tax cuts). Hopefully, this item will in next year's budget, be extended in perpetuity.

Posted on: 12/27 10:52
Top


Re: pre-paying 2018 taxes
#24
Home away from home
Home away from home


Quote:

hero69 wrote:
any word on whether small scale landlords will still be able to deduct property taxes along with other expenses from rents to derive net income. if not, would landlords be able to have tenants pay the property taxes directly to the municipality and then adjust tenants' rent for the difference?


From my understanding so far, the tax bill was property investor friendly. You still file a K-1/1065 or schedule E (depending on how you setup), deducting your passive losses (i.e. taxes) from your passive income (rents).

In Feb I meet with my tax pro, who will fill me in on the details of what is in store for 2018.


Posted on: 12/27 9:13
Top


Re: Home insurance reco?
#25
Home away from home
Home away from home


All my properties are with Farmers of Salem

Posted on: 12/20 12:25
Top


Re: 2017 Reval ~ Property Inspections
#26
Home away from home
Home away from home


Quote:

brewster wrote:


Have you looked at any comps recently? Things have gone through the roof,


I am possibly under assessed on one property... a 3 family in the Heights with an NYC view. Somehow, I never got re-assessed after renovating the place.

My other 3 properties, I got hosed. The tax assessor really hammered me. My other 3 family in the Heights is over $12k in taxes. My 4 family is over $25k (would have been worse if I didn't win my tax appeal 10 years back). Back then, I didn't know about the 5 year abatement. Will be applying for the abatement when I do (budget willing) the siding upgrades next spring.

Posted on: 12/16 21:21
Top


Re: 2017 Reval ~ Property Inspections
#27
Home away from home
Home away from home


At 1.62% I am looking at a significant cut in my taxes, even after adjusting my appraised value up significantly. For me this will be a savings of $10k to $15k a year (multiple properties).

That will cover most of my son's tuition, once he is old enough to attend school.

Posted on: 12/16 11:28
Top


Re: The solution to the parking shortage
#28
Home away from home
Home away from home


I used to see a car, every day parked in front of a fire hydrant. Never got a ticket. I am pretty sure it belonged to a JCPD member who lived on the block.

Posted on: 12/15 9:00
Top


Re: Spectra Gas Pipeline -- (like the one Downtown) -- Explosion Cuts Flows to Eastern U.S.
#29
Home away from home
Home away from home


Got word today that ConEd is looking for proposals to reduce natural gas demand. Based on their estimates, current gas pipeline capacity will be exceeded between 2023 to 2025. This is due to electric to gas conversions and the gradual phase out of ConEd district steam.

I think the hope is to reduce demand long enough to give more time to build additional pipeline capacity to NYC.

Posted on: 12/11 19:42
Top


Re: Pipe Bomb went off in Port Authority in Mamhattan - only bomber injuried
#30
Home away from home
Home away from home


All sorts of delays on the PATH to WTC this morning due to PA police activity. Had a very time consuming commute in this morning.


Posted on: 12/11 9:26
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