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Re: New Tax Rate is Insane!
#1
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Home away from home


Wow. Just wow, Yvonne. I keep thinking it can't get any crazier.
That you don't understand the concept of inflation.... That you think property taxes should be based on income.... That you don't understand that current market value is not the same thing as market value in the 1970s/80s.... That you don't understand that the Jersey City real estate market is nothing like it was in 1988.... Head spinning... It would be amusing if it didn't feel so sad.

Posted on: 2018/2/26 16:54
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Re: School options in the heights...
#2
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Home away from home


Quote:
I registered both my son and daughter yesterday in PK3/PK4 yesterday


I thought registration starts March 1?

Posted on: 2018/2/22 0:17
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Re: Landlord question
#3
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Home away from home


I believe the statute of limitations for debts is six years in NJ, so he wouldn't likely be able to collect beyond that. The landlord should provide billing statements to support what 1/3 of the last six years equals. Then it seems like your friend would owe that much.

Posted on: 2017/11/25 4:31
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Re: Dixon Redevelopment Plan
#4
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Home away from home


I've been reading what you wrote, and you repeatedly claimed that the city was transferring property to a developer, which is a lie. You may have had a point about addresses not being included in the ordinance (I don't know what's required by law), but any crumb of credibility you had on this issue was lost when you continued to falsely claim that the city was giving away property.

Posted on: 10/12 20:28 ?Basically, in simple terms, the city is transferring property to a developer?

Posted on: 10/12 19:10 ?why isn't the same done when property is transferred? In fact the addresses are listed on the agenda and in the body of the ordinance for handicapped parking but so some reason not on the transfer of land. ?

Posted on: 10/12 16:34 ?the city is transferring property to one developer?. and the public does not know what property was transferred because it was not in the ordinance?..This administration is giving away the city?. ?

Posted on: 2017/10/18 1:38
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Re: Certificate of occupancy during closing
#5
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City/county/state officials aren't really directly involved. The title company will do the research to look for any liens or what have you, as well as making sure the deed is recorded.

Will a city official visit the property? Nope. You (hopefully) paid for the property to be inspected. And you'll do a final walk through, which is typically you (buyer) and your real estate agent.

The closing itself is signing a bunch of documents, and probably providing one or more checks. Closing could happen at a title company office, lawyer's office, realtor's office, bank, etc.

Your real estate agent and/or lawyer should be able to give you a clear idea of what to expect.

Posted on: 2017/10/13 17:30
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Re: Dixon Redevelopment Plan
#6
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Home away from home


Yvonne, you continue to claim that the city is transferring property to a developer, and yet all of the properties you list are not owned by the city (I added the owner information below for you).

I live in Dixon Mills and walk by these properties almost every day, so I'm GENUINELY interested in what's happening with these properties. But thus, far, you have made a claim that is categorically untrue (unless your argument is that Hawthorne JC 88 Realty LLC, JJJ Development LLC, Jasco Mgmt Corp are actually "The City of Jersey City"?). I genuinely want to understand the implication of these properties being consider a scattered site.


Block 12608:

1. Lot 1 ? 88 Brunswick Street (current owner: HAWTHORNE JC 88 REALTY LLC, purchased from HAUGEDAL, JARL in 2013)
2. Lot 2 ? 200 Wayne Street (converted to condos in 2017; 8 separate, individual condo owners)
3. Lot 3 ? 198 Wayne Street (current owner: JJJ DEVELOPMENT, LLC. , purchased from PORRAS, JAIME E. in 2014)

4. Lot 4 ? 194 Wayne Street (current owner: 194 WAYNE ST. LLC %JASCO MGMT. CORP, purchased in 2003)



Block 12707: (converted to condos in 2017; 6 separate, individual condo owners)

1. Lot 3 ? 140 Wayne Street/343 Varick Street



Block 12801: (all three purchased by ?WAYNE STREET REALTY, %JASCO MGMNT? in 1998)

1. Lot 2 ? 157 Wayne Street
2. Lot 3 ? 155 Wayne Street
3. Lot 4 ? 153 Wayne Street

Posted on: 2017/10/13 15:08
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Re: Dixon Redevelopment Plan
#7
Home away from home
Home away from home


The properties you listed below are not owned by the city. What exactly is the city giving away?


Posted on: 2017/10/13 1:42
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Re: Dixon Redevelopment Plan
#8
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Home away from home


Genuinely interested in understanding what the ordinance to create a scattered site means, but the properties you list are not owned by the city. What is the city giving away?

Posted on: 2017/10/13 1:07
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Re: Certificate of occupancy during closing
#9
Home away from home
Home away from home


Quote:
As said earlier, if new construction you need a C/O, but otherwise the C/O continues to be valid. You may be confused because some towns require a CCO (cert. of continued occupancy) but last I heard JC doesn't do this.


Sorry, just realized that I'm thinking of the certificate of inspection (aka green card) that comes out of the Bureau of Housing Inspection. It came up when we were selling our multifamily five years ago, but because we were owner-occupied in all three units, it didn't apply to us.

Posted on: 2017/10/5 2:03
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Re: Certificate of occupancy during closing
#10
Home away from home
Home away from home


Your attorney should provide specifics but I think the state (not Jersey City) requires a certificate of occupancy for three or more unit multifamily buildings (aka green card). Not needed if all units are owner occupied.

Posted on: 2017/10/4 3:17
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Re: Jersey City mayor-elect orders end to citywide reval
#11
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The brownstone literally across the street is now paying just shy of $35k (one of the Dixon properties converted into a single family).

Posted on: 2017/1/11 17:33
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Re: One solitary voting booth at Cordero School polling station
#12
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There were at least 200 people in line at Ferris around 8. I've never been behind more than a handful of people before (either here or at Grace Church). I didn't see how many booths there were, but there have always been two in the past from what I recall.

Posted on: 2016/11/8 14:03
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Re: Realtor Playing Games with Full Price Offers? Help!
#13
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Home away from home


Quote:
His reply: "I have heard about it, but I am assuming it will not happen... they can't let it happen. If it happens, I will not be able to afford the mortgage and the taxes."


I can't bring myself to feel sorry for people who are so willfully ignorant. It's public information with a specific timeline for completion. And even before the decision came out, it was clear what direction the decision was headed.

People are definitely going to be impacted. For what it's worth, Hoboken seemed to weather their 47% tax increase in 2008 just fine.

In related news, I noticed that the Australians' properties have begun to start paying more of their fair share as assessments increased after property renovations were finished.

Posted on: 2016/7/6 23:34
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Re: Realtor Playing Games with Full Price Offers? Help!
#14
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Home away from home


I have to agree...I've heard of many bidding wars.

With that in mind, a "sight unseen (of course, with a must-see contingency)" offer is very unappealing to a seller. Honestly, it would be unappealing in a regular market.

Posted on: 2016/7/4 0:35
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Re: infant daycare options in downtown JC?
#15
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Home away from home


We are very happy with Genesis Education Center

Diverse, spacious, and low staff turnover--I was thrilled to see many familiar faces from when our friends' kids were there 5+ years ago.

Posted on: 2016/3/17 22:46
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Re: McNair Academic High School - racial quota
#16
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Home away from home


You can see the racial/ethnic breakdown on the NCES website:

NCES 2013-14 CCD for McNair

You can dig into the breakdown by gender and race/ethnicity by grade level by downloading the CCD public school universe file at http://nces.ed.gov/ccd/pubschuniv.asp.

Posted on: 2015/12/27 3:38
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Re: New No Parking signs - Beware - 4th and Coles
#17
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Home away from home


How far away are they? I think the law is 25 feet?

Posted on: 2015/12/3 13:41
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Re: regarding commercial property as a neighbor
#18
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Quote:
I own a property situated right between McDonalds and Ferris High school. Every school day I live through an act of ecoterrorism. On average I throw 50 gal worth of their garbage twice a week(corner property 150' sidewalk). Sometimes I wonder if I should apply for a federal grant to cover the cost of the garbage bags.


I don't doubt that's true, but are we just listing examples of where lots of trash is produced? I can think of a lot of examples that also aren't relevant to living next to a bodega.

Posted on: 2015/10/30 11:00
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Re: regarding commercial property as a neighbor
#19
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In general, I find this post to be ridiculous.

"for reasons of cleanliness"....based on what? I've never seen a speck of trash in front of the bodega next to me...and there isn't even a trash can within several blocks. If they fail to maintain the sidewalks around their store, then you can complain.

"more traffic"....I'm sorry, is this the new Whole Foods or Trader Joes that everyone's been dying to have in Jersey City? People are not going to drive to your block to shop there. If you mean foot traffic, all I can say is really? You live in a city.

"unsightliness"...not sure if this is redundant to cleanliness or more about seeing 'stuff' in a window front that was empty up until now. Again, all I can say is really? You live in a city. You are disappointed that you didn't do your homework, but it is unreasonable for you to think that a property with that zoning can't open a store.

"devaluation of property." Debatable but unlikely.

Signage, however, is something that you should look into as there might be rules on the size, location, etc.

Honestly, your best bet is to get to know the owner, reach out to them with any concerns before taking it to city officials, and trying to work with them to be good neighborhood citizens.

Posted on: 2015/10/28 13:26
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Re: Australians investors buying up Jersey City housing
#20
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Home away from home


Quote:
The amazing thing about this place is it is currently assessed
at 185900 and is paying only $13819.81 in taxes. A similar (actually a little smaller) brownstone in Hoboken is paying $26700.


yep, if a regular person did the kind of gut remodels that they are doing, taxes would go through the roof. They are clearly paying off the right folks, as it doesn't seem like the properties they have renovated experience increases.

Posted on: 2015/5/21 15:41
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Re: Australians investors buying up Jersey City housing
#21
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Home away from home


Quote:
They are not going to get anywhere close to that, the ones who can afford 10k a month will not rent in that area/building despite how nice the interior looks.


I thought the same thing about one of the other brownstones that they turned into a single family (from three family). $7/month and it rented out in about a week. They won't have any problem renting out that place.

I am concerned that their taxes are not increasing after completing the renovations. Why haven't their renovations triggered reassessments?

Posted on: 2015/4/15 1:16
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Re: Assessed Value of homes help?
#22
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Home away from home


I had the opportunity to tour one of the brownstones the Australians remodeled last year. I have to say that it looked pretty incredible. Literally a complete gut remodel. Not a speck of paint was the same as when I'd been in the building before.

Which is why I can't understand why the taxes on the brownstone are the exact same as before?!?! On the one hand, I think they have helped improve the value of homes on the block. On the other hand, they are getting away with murder (ok, tax evasion, but you know what I mean).

Posted on: 2015/3/4 5:04
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Re: Applying for charity care for Jersey City Medical Center emergency bill
#23
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Home away from home


Check out this resource:

http://www.lsnjlaw.org/Publications/Pages/Manuals/CharityCare.pdf

And it looks like you might have already found this, but just in case:

http://www.state.nj.us/health/charitycare/

In terms of your questions.... The medical record is separate from billing. Your medical record is the thing that shows every point of contact, various notes, procedure orders, procedure outcomes, etc. The itemized bill should be a translation of that record into billing codes related to each of those procedures, medications, etc.

There's an office in JCMC that handles the medical record requests. Not sure exactly where, but I definitely got an envelope of copies from an office located physically in the building (that could have changed over time). I assume you would get the itemized bill from the billing office.

The only person who I remember her name is Millie, who was at the desk in the JCMC charity care office (there was a small office located in JCMC...not sure if still there...but she reviewed the general process with me, gave me forms, and then directed me to the Garfield Ave office). I remember her bc she also worked at the H&R Block on Newark Ave. Not sure if she's still around though.

In general, my advise is just to be nice, friendly, pleasant, etc. and express that you are willing to work with them. They are just doing their jobs, so no sense in taking out any frustration on them.

Question... When you say 'accidents' what do you mean? If either visit was the result of a car or work related accident, you should be going through auto insurance or worker's comp (I think).

Posted on: 2015/3/2 17:47
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Re: Applying for charity care for Jersey City Medical Center emergency bill
#24
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Home away from home


It's been many years (2007-2008 between the stay and resolving the bill--16 months altogether), but I had a very positive experience with them.

I was in JCMC with grad student health insurance for 9 days ($65K, not including the doctors who bill separately). That particular year, I was the sole source of income between my husband and myself ($18K/year grad stipend). My part of the bill was $12k after insurance. LOLOLOLOL

I had to gather up my banking account statements as of the date of admittance as well as paystubs. I also read as much as I could about NJ charity care. And apparently knew more than the folks in that office.

My husband happened to have gotten one paycheck for $1K the week I went into the hospital (mid April)--literally the first money he had earned since early July the year before. They first were like "ok, multiply that by 52 and we estimate that he makes $52K a year." Fortunately, I'd read the law (not sure if it's changed) and knew they had to look at three methods to estimate income and take the lowest (which still overestimated for us, but was much, much closer).

First, I recommend getting a copy of your medical record. Mine was full of complete bullshit, which I assume had to do with them trying to justify a nine day stay (e.g., the admitting letter says that I was basically bleeding from every orifice...whaaa?!?!).

Second, I recommend getting an itemized copy of the bill. Not the "you owe $X" but the line by line charges.

Third, I recommend comparing your medical record against the itemized bill. I found thousands of dollars of charges for procedures that had not been ordered or done. I brought these to the attention of both my insurer and the billing office. Insurance went ahead and paid their part of the whole bill (#OOPS# them for making it harder for me to dispute!). Billing office saw my annotated copy of the medical record ("exhibit A", etc) and were like "hmmm....your copy of the medical record doesn't look like ours." To which I said, "If you changed my medical record in response to me bringing the errors to your attention you have violated so many laws..." "Yeah, we're going to go with what you have." The billing office ended up subtracting the cost of the procedures from my bill (i.e., not reimbursing the insurance company...I don't care, bc #OOPS# them!). I was sent a handwritten note (not dated or signed) that said my new balance was $5K and to see the charity care office. No joke. Seriously bizarre.

Fourth, go see them in person. The charity care office folks were very pleasant, but it pays to be educated about your rights, the law, etc. You will have to show them your income and assets. I also got letters from both of our graduate schools confirming our full time attendance, any employment, etc. My situation was fairly unusual (e.g., that pesky paycheck my husband got). They didn't really know what to do so eventually said "we're just going to make your husband unemployed and then you'll qualify for full coverage." I was literally prepared to write a check from the student loan I'd just received and thought we'd end up owing $3K. They just ended up erasing the whole thing.

Of course, someone forgot to hit the enter button or something. So I got a collections notice many months later (after receiving no other communication). I just went back in and showed the manager (who'd approved the whole thing) her signed card thingy that showed the final outcome of my case. She took care of it, and it's been totally clear ever since.

tl; dr: The hospital billing and charity care office are staffed with generally nice folks who commit fraud left and right. Know your rights. Know the law. Advocate for yourself. When all else fails, work out a payment plan to avoid having your visit destroy your credit. Also, be prepared to get separate bills for the nursing staff and doctors.

Posted on: 2015/3/2 1:56
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Re: No parking due to moving issues
#25
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Home away from home


And depending on which side of the street 'their' spot was, they might have needed it to go up by Thursday to realistically be visible to drivers in a timely manner. i.e., many people might not be expecting to have to move their car until the following week once it's parked on Thursday after street cleaning.

Posted on: 2015/2/24 19:15
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Re: No parking due to moving issues
#26
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Home away from home


I agree. That's not enough notice. Completely inconsiderate. I don't see why OP is surprised that there were cars in 'their' desired space. Sweets was right to feel like a jerk.

Posted on: 2015/2/24 2:24
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Re: NJ W2 Tax Question
#27
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Mine does NOT include NJ W2 (and hasn't for the eight years that I've worked there). Can't recall what my previous NY-based job did.

I know my NJ state wages end up being way higher than NY or federal, because NJ does not treat 403b contributions as pre-tax.

Posted on: 2015/1/30 21:40
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Re: How do I get out of jury duty if I served 3 months ago?
#28
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Home away from home


This happened to me. I called them up and they said "no yiu didnt recently serve." I said yes i absolutely did. They finally looked me up and found that i had mutiple accounts. Their data systems are so awful they can't or don't even run basic de-duping of address records coming in from DMV vs other sources. My two records resulted from one showing '2nd St' and the other having street spelled out. Ridiculous...and explains why it felt like I was getting called all the time. But i will say that the person who picked up the phone was super helpful once she realized i was telling the truth.

Posted on: 2014/12/30 19:15
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Re: Concrete/ sidewalk contractor
#29
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Home away from home



Posted on: 2014/11/24 22:43
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Re: Adding a floor to a condo building Downtown
#30
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Home away from home


I really don't see how it could be more affordable to make the kind of change that you are talking about compared to buying a larger, already built place.

Seems like you minimally encounter:
Increased taxes
Increased maintenance/condo fees
Permit fees
Architect/engineer fees
Lawyers
Contractor/cost of building

But all this speculation is for nothing. Your first stop is the condo board. If they say no, that's it. I agree with others that there's no positive benefit for the other units in the building--only inconvenience and risk (which could potentially be alleviated by throwing a lot of money at them, so maybe add that to the above list?).

Posted on: 2014/11/13 21:55
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