Re: What is the market rent for apt per the following specs?
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Home away from home
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$3000
Posted on: 2009/9/19 2:09
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Re: Fulop says he wants to be mayor, not an at-large council member
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Quote:
My hand is down. There's no way he can do it. He's young, though. If he's serious, he needs to be patient. He's got a base in downtown. Somehow he has to effect some positive changes in this area (decrease crime, clean the place up, fix the place up, improve schools, improve organization of schools, improve business climate, implement some rational growth strategies, etc.) while expanding his influence in other parts of Jersey City. This is not a small task. Near impossible, really, without a machine behind you. Someone has to try, right?
Posted on: 2009/9/19 0:21
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Re: Fulop says he wants to be mayor, not an at-large council member
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Quote:
indeed. I'm a firm believer in 'competition' being the magic fertilizer which breeds excellence. The two party system (and lack of powerful competitors) is ultimately the source of mediocrity in our governments. A strong independent voice representing new ideas is not only OK, it is absolutely necessary.
Posted on: 2009/9/18 23:25
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Bagua Juice - Out of Business
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Home away from home
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Bagua Juice is apparently permanently closed.
Posted on: 2009/9/8 2:52
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Re: BJs - What are some of the good things to buy there?
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Quote:
Yeah, actually we do. Gotta be careful at BJs about what you buy. A lot of the goods aren't a cent cheaper than at Wal Mart or Target despite the fact that you're forced to buy a 6 or 8 pack of whatever. A lot of the dry goods and canned goods are not very good deals at all. One particularly good deal was the Berkley & Jensen Baby formula. It was roughly 1/2 as costly as a comparable Enfamil formula. The savings on that alone more then covered the membership fee....
Posted on: 2009/8/28 3:38
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Re: BJs - What are some of the good things to buy there?
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Quote:
I can second that opinion on the optical. I don't have the exact dollar figures off the top of my head, but I remember that my Acuvue Oasys contact lenses were 50% off of what my optometrist charged. The prices on tires were pretty good too.
Posted on: 2009/8/28 3:33
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Re: $300 gas bill for june!!??
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Quote:
Uhh... actually it turns out that this is EXACTLY the kind of thing that forums should do. umestazzuele: strangely enough, we had the exact same problem on our June PSEG bill. Our ("actual") gas reading was higher than any other month (including January) ever. We called PSEG and got blown off initially; they said it was just a reading error. But now, another billing cycle later that aberrant gas reading remains. We are still trying to resolve this, but I find it extremely interesting that we aren't the only ones with this problem. It could be nothing but a simple mistake, but IF several other JC Listers have similar problems with their gas bill, this could actually turn out to be an interesting topic.
Posted on: 2009/8/8 17:54
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Re: Bike Shop on Grove St?
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Posted on: 2009/7/31 21:01
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Re: ox restaurant
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Quote:
I don't know if he/she was kidding or not, but food is ultimately fungible. My home cooking is no where as good as Ox's, but it's about $40 less expensive. I'm sorry to see Ox go, though. It was a great place for special occasions...
Posted on: 2009/7/17 12:12
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Re: VVP - Rent vs Buy Scenario
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Great thread. Should be mandatory reading for renters and buyers coming to JC.
A few years ago, ca. 2006, I didn't even get far enough to scribble numbers on a napkin or need to use a calculator... Only common sense was necessary to know that renting an apt. for $1400 / month beats buying for $500+K. These days I find myself reaching for the calculator more often because the spread between renting and buying has narrowed. But I think prices of homes in downtown Jersey City have yet to "rationalize" to a sustainable level. i.e., working people still can't pay the monthly cost of buying a property around here. Unless another wave of foreigners/old-money folk come out of the wood work, I expect home prices to continue to trend downward / remain flat for at least 3 years in this area. One other thought/fear I've been chewing on: All this depreciation in home values is occuring with near-record low mortgage interest rates. What happens if the not-at-all-unlikely prospect of higher interest rates comes into play?
Posted on: 2009/7/15 17:35
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Re: Medical / Dental insurance
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Advice from the Wall Street Journal on how to buy health insurance.
http://online.wsj.com/article/SB10001 ... 04574245811241528526.html
Posted on: 2009/7/5 3:29
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Re: Is the rental market downtown crazy slow?
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Posted on: 2009/6/27 10:45
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Re: Medical / Dental insurance
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Quote:
I was in your shoes ~ 3 years ago. I must regretfully tell you that I never did find acceptable coverage for what I could afford and went without insurance for a year or two. There is no simple answer to your request. Many factors come into play: - age - health - pre existing conditions - dependents - income / wealth If you are relatively healthy and relatively "well - off", an HSA-based plan is probably the most rational choice. read a primer at: http://finance.yahoo.com/expert/article/millionaire/50127 At the time, those plans weren't available yet (they were an option put into effect ~2007) I now have insurance through my employer.
Posted on: 2009/6/22 2:34
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Re: The Beacon
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Quote:
Some other people get their down payment the old-fashioned way: They inherit it!
Posted on: 2009/6/15 2:12
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Re: So much for all of you folks who predicted a JC/NYC RE Crash
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Real estate is currently depreciating in the area despite 6% fixed-mortgage rates.
Question: What happens if mortgage rates start creeping up? http://www.boston.com/business/market ... _interest_in_lower_rates/
Posted on: 2009/5/31 15:31
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Re: VERIZON FIOS
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Home away from home
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Quote:
Adonis wrote: Quote:
Posted on: 2009/5/28 15:31
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Re: VERIZON FIOS
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Just signed up for Fios (and ditched Comcast).
I got internet only (10 Mb/s download, 2 Mb/s upload) for $50 / month. The only catch is an annual contract. (month-to-month, it's $60/month). 20 Mb/s download with annual contract is $60 /month. They also have a 50 Mb/s - 20 (?) Mb/s plan for ~ $140 per month. That's cheaper than Comcast, folks. My residence is between Van Vorst Park and Hamilton Park, for those of you tracking Fios' spread.
Posted on: 2009/5/28 11:05
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Re: So much for all of you folks who predicted a JC/NYC RE Crash
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Quote:
I am not so sanguine. I believe that it will take a long time to unwind this real-estate bubble. Generally speaking, the prices were inflated even when the job market was strong, and now that fundamentals such as income, debt and employment are all weaker... I just don't see how real estate prices can move up at all within the next 5-7 years.... Then there's the risk of the U.S. dollar weakening significantly during the next 5-10 years. No one is a fortune teller, but we all have to consider a scenario where general inflation for goods, services and commodities occurs while (real) real estate prices decrease for 5-10 years.
Posted on: 2009/5/23 23:48
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Re: Bike shop on Grove!
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Just visited them today. Very impressive set-up with on site service/repairs and apparently an experienced and knowledgeable staff.
However: NO RENTALS...yet. Apparently this is a Jersey City regulatory or legal issue. Hopefully they can circumvent Jersey City's restriction on bicycle rentals. Bike's are like real estate here in downtown JC: most of us would rather rent, than buy...
Posted on: 2009/5/3 21:55
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Re: Boycott A-1 Deli
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I'm not a racist, but I am discriminating.
Best subs are at Marrow Deli on Jersey Ave near C.Columbus. Even if you disagree, you're only out ~$4 for the sandwich.
Posted on: 2009/4/28 3:33
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Re: Boycott Bank of America
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I agree with you that their actions are outrageous. My only comment is that from what I hear, BOA is not alone in cutting their exposure to credit cards.
I personally had a credit card cancelled by HSBC for no other reason than the fact that I hadn't used it for ~ 12 months. There have also been stories on the 6 o'clock news about people with similar stories as you: credit card credit limits being slashed by 50%, 90% for no apparent reason whatsoever. Again, I'm not defending their actions, but it seems like if you're gonna boycott BOA, you're also gonna have to boycott a bunch of other banks too...
Posted on: 2009/4/19 3:10
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Re: Oral Surgeon recommendations?
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I could vouch for:
Dennis H Lee DDS (212) 233-4934 217 Park Row Ste 4b New York, NY 10038 He is an excellent professional. Having said that, relying on the referral from your general dentist is a good idea.
Posted on: 2009/4/14 0:12
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Re: New 24-Hour Deli and Convenience Store Opens on Jersey Avenue
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Just wanted to do everyone a favor and give fair warning:
Don't try the Italian hero, Turkey hero, or Gyro at Marrow Deli. You'll end up getting addicted like me and blowing $4 twice a week at this joint. And don't get me started about the $2 egg & bacon sandwiches...
Posted on: 2009/4/5 3:01
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Re: Is the rental market downtown crazy slow?
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Quote:
Yo Boris, Fix up your apartments and you'll have no trouble renting them for $1500. The location of your apts are prime. Your apts are not, however. If I've mistaken you for another Boris, my apologies. But the Boris I know has below-par apartments.
Posted on: 2009/3/14 2:25
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Re: Is the rental market downtown crazy slow?
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Quote:
Keep looking and keep waiting if you can. I've been monitoring things and I can tell you this: - The inventory of rentals in downtown JC is increasing. - 4 weeks ago it was somewhat difficult to find a 2 br rental in downtown JC for less than $1800, but now there are multiple listings at $1700 (many with half or no broker's fees) at the usual real estate agencies (Armagno, Del Forno, etc). - a few blocks can make a big difference. 2 br rentals west of Jersey Ave can easily be had for $1600. The listed rent may say "$1700", but just pause or talk about the weather a bit and the realtor / landlord is sure to offer you a $100 haircut right off the top. Having said that, you'll see that the housing stock in downtown Jersey city is diverse. Some apts are rat holes, some are mid-range, some are luxury, and of course, a good many are quasi-luxury.
Posted on: 2009/3/10 3:27
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Apartments For Rent
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Is it just me? Or are there an awful lot of 'For Rent' signs around downtown JC?
Posted on: 2009/3/3 12:02
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Re: Save the Jersey Journal - are we just gonna let it die?
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Amen. I've got nothing against the Journal, but shedding a tear for them is akin to shedding a tear for typewriter manufacturers, cassette tape manufacturers, and video rental stores... For better or for worse, times change and some things just aren't needed anymore.
Posted on: 2009/2/22 2:19
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Re: I Heart Whitestar Bar.
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I must respectfully disagree with your assessment of the wings. These are easily the best wings in Jersey City that I have had. And I lived in Buffalo for 10 years, so I've had a few wings. Great bar for football-watching too!
Posted on: 2009/1/25 2:36
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Re: Great Depression II
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Semantics, Semantics. I'll rephrase. We were either undertaxed or we received more government services/obligations than we paid for. So I support shrinking government in principle. But practically speaking, a combination of government cuts and increased taxes (the debate over who and how to tax is never-ending) would ultimately put us on more stable, sustainable economic footing, IMO. Quote: Is it your "opinion" that increasing taxes at this particular time is the answer? No. However, I'm not for cutting taxes either. I'm all for demand-side governmental intervention at this point. Government should spend spend spend in the short-term. Make no mistake, it's not gonna prevent the balloon from deflating, but it will most likely prevent the balloon from popping violently allowing the economy more time to adjust and reallocate capital and resources towards truly valuable endeavors (as opposed to the many falsely valuable endeavors of the past decade such as engineering mortgage securities, building houses/condos, making $200 headphones, building SUVs, making "I love George Bush" T shirts, etc.).
Posted on: 2008/12/21 4:52
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