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Re: Insurance Broker Recommendations?
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Home away from home
 
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I use them, their rates were close to half of what I was quoted at other places and their claims process was fairly straightforward. I would recommend giving them a call.
Posted on: 2018/3/23 8:05
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Re: Insurance Broker Recommendations?
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Just can't stay away
 
Joined:
2004/10/17 17:20 Last Login : 2019/4/18 18:53 From Near the water, but on the land
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Registered Users
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82
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I love Muller:
Helen Mbiad, Account Executive Phone:201-659-2403 ext. 224 Fax: 201-659-0373 helen@mullerinsurance.com, www.mullerinsurance.com
Posted on: 2018/3/22 15:45
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Re: Insurance Broker Recommendations?
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Home away from home
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is muller insurance in hoboken ok?
Posted on: 2018/3/22 15:37
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Re: Insurance Broker Recommendations?
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Home away from home
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We've found this guy very good at saving us money on property insurance, and very responsive.
Len Garces Couch Braunsdorf Insurance Group, Inc (800) 223-5433 ext 418
Posted on: 2018/3/22 14:24
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Re: Insurance Broker Recommendations?
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Home away from home
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Used another company for years that were great - they merged with Firm Inc. I trust they'll provide the same level of service.
https://firminsurance.com/
Posted on: 2018/3/22 14:15
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Insurance Broker Recommendations?
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Home away from home
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Hi - I own a business, a home, a car, etc. and have become increasingly po'd at my insurance broker, Mike @ Mile Square (Hoboken). My needs are pretty basic - a simple, timely email reply, follow up on a service request, etc. is all that's required. I've yet to even file a claim.
Appreciate any recommendations - the contact needs to be fluent both in commercial and personal lines.
Posted on: 2018/3/22 14:00
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Re: Homeowner's Insurance
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Home away from home
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I use Andover through the Borgeson Agency. No complaints. Their site lists who they work with. http://www.borgesonagency.com/carriers.html
Posted on: 2017/12/20 23:28
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Re: Homeowner's Insurance
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Home away from home
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Very happy with Homesite through Progressive. I bundle everything. We've had some major issues this year (4 claims for significant water damage) and they've been incredibly responsive and on top of things.
Posted on: 2017/12/20 21:39
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Re: Home insurance reco?
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Home away from home
Joined:
2012/9/18 3:58 Last Login : 2021/9/23 15:07 From Between Thought and Expression
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Registered Users
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907
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If you also need insurance for a car keep in mind that most companies offer signicant discounts for bundled policies, home, car, etc. Good luck!
Posted on: 2017/12/20 19:15
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Re: Home insurance reco?
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Home away from home
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All my properties are with Farmers of Salem
Posted on: 2017/12/20 17:25
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Home insurance reco?
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Home away from home
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Re-evaluating my home insurance premiums / coverage and was wondering what companies do others use to insure 100+ yr old brownstone? I currently have FMI and know Chubbs is also an option, but there are a few others that won't consider it. Curious to hear? Thanks in advance.
Posted on: 2017/12/20 16:23
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Re: Homeowner's Insurance
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Home away from home
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Quote:
Posted on: 2017/4/6 18:12
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Re: Homeowner's Insurance
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Home away from home
Joined:
2005/11/12 17:04 Last Login : 5/7 14:26 From Downtown JC, VVP Area
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Registered Users
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560
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Quote:
Well, I dealt with them on high-value stuff, not just homeowners which you asked about. Standard protocol when notified of a claim is to deny coverage. Then it gets litigated, sometimes for years, before a legitimate coverage payment is made. I spent 20 years in that industry and I saw it firsthand. Insurance requires a certain amount of trust between both parties. They expect you to pay the premium and you expect them to pay for covered loss or damage. I won't do business with a company that I don't trust-
Posted on: 2017/4/6 18:10
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Re: Homeowner's Insurance
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Home away from home
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Quote:
This book was very helpful: Landlording Also have a lawyer that specializes in tenant / landlord law review your lease to make sure it conforms to NJ law. I found out I had an error in mine that made it much harder to collect late fees and recoup costs of damage done by tenants.
Posted on: 2017/4/6 17:37
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Re: Homeowner's Insurance
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Home away from home
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Quote:
Posted on: 2017/4/6 17:36
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Re: Homeowner's Insurance
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Home away from home
Joined:
2005/11/12 17:04 Last Login : 5/7 14:26 From Downtown JC, VVP Area
Group:
Registered Users
Posts:
560
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Quote:
As a former Insurance Broker, I can tell you that I would never use any AIG company for my own coverage.
Posted on: 2017/4/6 17:25
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Re: Homeowner's Insurance
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Home away from home
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any opinions on AIG homeowner's insurance"?
Posted on: 2017/4/6 17:19
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Re: Homeowner's Insurance
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Home away from home
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@MDM: are there good books, blogs or discussion forums that you recommend for wanna-be future real estate moguls?
I'm very new to real estate / landlord thing, but want to read more about it to educate myself - so one day when I do have the capital, I can invest - and do it right!!! You sound like a pro - can you recommend a few learning resources for newbies??? TIA! Quote:
Posted on: 2017/3/30 2:43
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Re: Homeowner's Insurance
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Home away from home
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NJ Manufacturer's insures homes up to 2 family in size. I had them when I lived in a 2 unit. No issues and very comprehensive coverage.
I use them for "renters" insurance since I technically rent from my LLC. They even give me earthquake coverage.
Posted on: 2017/3/30 1:20
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Re: Homeowner's Insurance
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Home away from home
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Quote:
I Agree about Chubb being the best, for all of the reasons that you stated. My premiums have not increased to any significant degree since signing up for my Historic Home in 2006. [but I must give credit to my agent at Muller who is on top of her game & the best I have ever seen in 40+years.]
Posted on: 2017/3/30 1:14
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Re: Homeowner's Insurance
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Home away from home
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Quote:
IMHO::::Best in the Business for all of my properties, residential/commercial/mixed-use buildings w/ all kinds of roofs [who became a friend of over 17yrs.] is Donna Stokes at MULLER INSURANCE , 930 Washington St, Hoboken, NJ 07030 Phone: (201) 659-2403
Posted on: 2017/3/30 1:06
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Re: Homeowner's Insurance
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Home away from home
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Just wondering:
for a three bedroom, 1300 sq ft apartment in an old brownstone walk-up building, how much would insurance be roughly? I understand it would vary depend on a lot of different things, but just want a ball park figure for how much the basics would be.
Posted on: 2017/3/29 21:26
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Re: Homeowner's Insurance
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Home away from home
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Thanks for the replys. What I am really looking for are suggestions for insurance that will cover what they consider aggressive dog breeds. Any input from dog owners would be greatly appreciated.
Posted on: 2017/3/29 21:20
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Re: Homeowners Insurance
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Home away from home
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Quote:
C'mon, somebody's got to pay for all those shore houses getting washed away again and again! As I understand it, our Flood covers nothing but the actual structure, it has to wash away, which doesn't happen here. So we're getting scammed. I explored applying for foundation damage, but it did not look promising.
Posted on: 2017/3/29 15:56
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Re: Homeowners Insurance
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Home away from home
Joined:
2007/9/1 14:14 Last Login : 2021/3/15 20:01 From Downtown - H.P. area
Group:
Registered Users
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473
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We went with Petrocci Agency on Kennedy Blvd - (201) 434-4760. 1/2 of our house is in the flood zone, so effectively the whole thing is. They set us up with both homeowners and flood insurance. Satisfied with the agent. Not happy to pay flood insurance premiums because I think the whole thing is basically a scam, but we have to have it to get a mortgage, so we do. I have a poor memory, but I think policy is with Travelers.
Posted on: 2017/3/29 15:27
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Re: Homeowners Insurance
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Just can't stay away
Joined:
2009/8/30 16:46 Last Login : 2021/8/3 20:43 From Paulus Hook
Group:
Registered Users
Posts:
121
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I had a hard time getting insurance because I was on a "flood plain" in Paulus Hook. Liberty Mutual was the only insurer, but they've been great.
Posted on: 2017/3/29 14:45
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Re: Homeowners Insurance
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Just can't stay away
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We go with Mueller Insurance, (201) 659-2403, give them a call and see what/if they can be of service.
Posted on: 2017/3/29 14:25
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Homeowners Insurance
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Home away from home
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Hi,
We have a mix breed dog that has made it difficult to obtain homeowner insurance at a reasonable cost. For the last few yrs we have been using Lloyd's of London through Chubb. The premiums have been ridiculous so I am looking for alternatives. If anyone has any suggestions It would be greatly appreciated. Thanks
Posted on: 2017/3/28 17:44
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Re: Homeowner's Insurance
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Home away from home
Joined:
2010/5/26 20:32 Last Login : 2023/9/14 15:34 From Hamilton Park
Group:
Registered Users
Posts:
214
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I got my homeowners from the Brownstone Agency in Hoboken I was referred to them by our mortgage broker. The insurance itself is through Chubb. They are competent and handled the service quickly and without issue.
That said I recently looked to combine our auto/homeowner's because I understood Chubb had a "premium" on it. When it was all said and done 2 other insurance companies offered premiums that were more then Chubb, and the auto discount was negligible. Our homeowners insurance was about $1200 a year and we too have a flat roof.
Posted on: 2016/2/22 16:07
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Re: Homeowner's Insurance
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Home away from home
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I too live in a Circa Abraham Lincoln, flat roof house and received homeowner's insurance through Chubb, who holds all of our other policies. It's pricey, for sure, but when we've had claims with them in the past (frozen water pipes) and everything was handled with remarkable speed. They're known as the *white glove* choice but the premium paid for their services was quickly forgotten when bad things happened.
Posted on: 2016/2/22 15:54
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