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Re: Jersey City mayor-elect orders end to citywide reval
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http://www.nj.com/business/index.ssf/ ... ble_after_phantom_15.html

Appraisal Systems (Fulop hired for Reval) caused Maplewood property owner's property taxes to rise 111 percent from $7,100 to $15,000 in 18 months with bogus claims of non existent improvements and features.

Posted on: 2017/3/21 19:11
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Re: Jersey City mayor-elect orders end to citywide reval
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hero69 wrote:
maybe its time that fulop put together a plan for a graduated phase-out of abatements in jersey city?


He already said (as councilman) that he'd do that if elected . . .

Cute one.

Posted on: 2017/3/17 1:19
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maybe its time that fulop put together a plan for a graduated phase-out of abatements in jersey city?


He already said (as councilman) that he'd do that if elected . . .

Posted on: 2017/3/16 22:36
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maybe its time that fulop put together a plan for a graduated phase-out of abatements in jersey city?

Posted on: 2017/3/16 22:01
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Re: Jersey City mayor-elect orders end to citywide reval
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Posted on: 2017/3/16 17:39
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Re: Jersey City mayor-elect orders end to citywide reval
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hero69 wrote:
how much do those bayonne boxes costs.i would think that for just a bit more money, one could produce a much nicer building that would hold its value longer over time and get good rents.


I wish I knew more about the numbers, but clearly from patterns in DTJC and in Hoboken, there's a tipping point where values and demographics dictate nicer buildings. No one has built a BB DT in a long time, though there's a number of them on Marin. And it's clearly not just that most of lo-rise DT is Historic. So higher values appear to be the only thing that can save JC from the Bayonne Box.

Posted on: 2017/3/10 4:31
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hero69 wrote:
those bayonne boxes are not cheap, i'm surprised.


But they're tremendously profitable. Trench poured foundation, off the shelf plan, and cheap materials. That's why they can pay so much for 50x100 teardown lots.

Fulop's mailing is so nauseating in it's self righteous "it wasn't us, they made us do it". I wish we had better, but the snakepit that is JC politics weeds out the all but the hopelessly idealistic and the players of games. People in a position to know told me well before he was mayor that Fulop was not the choirboy he seemed, but I didn't listen.
how much do those bayonne boxes costs.i would think that for just a bit more money, one could produce a much nicer building that would hold its value longer over time and get good rents.

Posted on: 2017/3/10 1:24
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Re: Jersey City mayor-elect orders end to citywide reval
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hero69 wrote:
those bayonne boxes are not cheap, i'm surprised.


But they're tremendously profitable. Trench poured foundation, off the shelf plan, and cheap materials. That's why they can pay so much for 50x100 teardown lots.

Fulop's mailing is so nauseating in it's self righteous "it wasn't us, they made us do it". I wish we had better, but the snakepit that is JC politics weeds out the all but the hopelessly idealistic and the players of games. People in a position to know told me well before he was mayor that Fulop was not the choirboy he seemed, but I didn't listen.

Posted on: 2017/3/10 1:16
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Re: Jersey City mayor-elect orders end to citywide reval
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i was just looking at price history for greenville...wow, that area really rode the bubble up, down and now back up again (sort of). and those bayonne boxes are not cheap, i'm surprised.

Posted on: 2017/3/10 1:00
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Info sessions on Jersey City reval to start

By Terrence T. McDonald | The Jersey Journal
Email the author | Follow on Twitter
on March 06, 2017 at 2:38 PM, updated March 06, 2017 at 2:42 PM

JERSEY CITY -- A series of seven informational sessions about the upcoming citywide property revaluation kicks off Saturday in City Hall.

The state last year ordered the city to conduct a reval, saying the long-stalled process has led to inequitable taxation. A flier Jersey City sent to property owners last week twice blames Gov. Chris Christie for forcing the reval to begin. The letter also references "the order from Trenton."

"This is being done in response to an order by Gov. Christie that is forcing the city of Jersey City to complete a revaluation," the letter reads.

http://www.nj.com/hudson/index.ssf/20 ... _city_reval_to_start.html


Posted on: 2017/3/6 19:49
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My point is that people who did some work around their house probably shouldn't be flipped out by the idea that this assessment inspection will bring down the Buildings Dept on them. Fearing having your valuation go up is another story.

Posted on: 2017/3/5 20:06
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- A lot of people assumed the property inspections would help ferret out illegal apartments or help uncover remodel work for which proper permits were not secured, but the inspection process has a major loophole that could be exploited to hide those situations. An owner who has made substantial renovation work but didn't get proper permits (and, therefore, said work is not reflected in the information about the property) can simply refuse or avoid the physical inspections twice and wait to see what is the presumed value assigned by the inspectors. If the estimate is low enough, don't say anything. But, if the inspector assumes a value higher than the work you had done, well... call up the number they left and have them complete the visual inspection.


My impression from all that has been said about this is that it takes something gross to be noticed, like an extension out back or a new bathroom. New drywall, probably not, replacing flooring or kitchen cabinets does not require a permit. If you actually know of anecdotal evidence to the contrary, please correct me if I'm wrong. I guess there's few who have been through this since it's been 29 years!


My point is that the information brochure from the city states that the inspectors will take account of the improvements and conditions inside each property to determine its FMV. For those properties to which the inspectors can not gain access, they will leave a note and come back a second time. If after two attempts they can not gain access, they will guesstimate the value of the property. For people who have done massive work inside a home, or those who run boarding houses chock full of illegal apartments, they are better off avoiding the inspectors and rolling the dice on valuation.

From the brochure:

"It's important to point out that the valuation of your home will be based on the total living area in terms of square footage, rather than by a room count, although the inspector will list the total number of rooms for descriptive purposes only.

Aside from the living area, other features which will affect the valuation of your home, include: remodeled bathrooms and kitchens, finished basements, central air conditioning, desks [sic] and patios, pools, garages, and overall use, etc. Topographical features of the land are also noted as they affect value.

If unable to gain entrance at the time of the first visit, the field representative will leave a card suggesting a time for a return visit and a phone number to enable you to schedule the next visit at a mutually convenient time. If at the time of the second visit an interior inspection is not possible, a considered estimate of the interior structure of the premises will be made by the inspector. This information will be recorded on a card and left for the homeowner. If the estimate is incorrect, the property owner may call the phone number on the card to arrange for an interior inspection of the property at a mutually convenient date and time."

Posted on: 2017/3/5 18:35
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Re: Jersey City mayor-elect orders end to citywide reval
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Looked at the letter and noticed they had the wrong URL. Should be www.jerseycitynj.gov/reval Not .com

Good job by the City, not

Posted on: 2017/3/5 18:17
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bodhipooh wrote:
- A lot of people assumed the property inspections would help ferret out illegal apartments or help uncover remodel work for which proper permits were not secured, but the inspection process has a major loophole that could be exploited to hide those situations. An owner who has made substantial renovation work but didn't get proper permits (and, therefore, said work is not reflected in the information about the property) can simply refuse or avoid the physical inspections twice and wait to see what is the presumed value assigned by the inspectors. If the estimate is low enough, don't say anything. But, if the inspector assumes a value higher than the work you had done, well... call up the number they left and have them complete the visual inspection.


My impression from all that has been said about this is that it takes something gross to be noticed, like an extension out back or a new bathroom. New drywall, probably not, replacing flooring or kitchen cabinets does not require a permit. If you actually know of anecdotal evidence to the contrary, please correct me if I'm wrong. I guess there's few who have been through this since it's been 29 years!

Posted on: 2017/3/5 18:01
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hudson57 wrote:
Received pamphlets from city hall in yesterday's mail (see links below). Looks like another amateur hour to me.

After almost 4 years of delays and delaying, they stuff an envelope. 3 different papers and paper stock. tri-fold and letter size. (and politically correct a Spanish language cover letter!) and still don't answer questions:

* on what date will the inspectors start their physical inspections?
* on what date are the physical inspections scheduled to be completed?
* wasn't it possible to include a mock-up ID card? Folks are terrified to open doors to strangers (see PSE&G scams).... how difficult can it be to show a sample?

It it very realistic to assume that this process will drag on for a long, long time (obviously past the municipal elections in Nov.);


http://i.imgur.com/gqIHXPs.jpg

http://i.imgur.com/OI3WhNW.jpg

http://i.imgur.com/kOCurRH.jpg

http://i.imgur.com/KKI7FIN.jpg



Two take aways from those copies you uploaded (thank you for the effort!):
- the city is trying to play the victim card by blaming the reval on Governor Christie, without any mention of the legal statues that require the city to complete this process every 10 years, or that the city last carried out a reval almost 30 years ago.

- A lot of people assumed the property inspections would help ferret out illegal apartments or help uncover remodel work for which proper permits were not secured, but the inspection process has a major loophole that could be exploited to hide those situations. An owner who has made substantial renovation work but didn't get proper permits (and, therefore, said work is not reflected in the information about the property) can simply refuse or avoid the physical inspections twice and wait to see what is the presumed value assigned by the inspectors. If the estimate is low enough, don't say anything. But, if the inspector assumes a value higher than the work you had done, well... call up the number they left and have them complete the visual inspection.

Posted on: 2017/3/5 13:58
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Received pamphlets from city hall in yesterday's mail (see links below). Looks like another amateur hour to me.

After almost 4 years of delays and delaying, they stuff an envelope. 3 different papers and paper stock. tri-fold and letter size. (and politically correct a Spanish language cover letter!) and still don't answer questions:

* on what date will the inspectors start their physical inspections?
* on what date are the physical inspections scheduled to be completed?
* wasn't it possible to include a mock-up ID card? Folks are terrified to open doors to strangers (see PSE&G scams).... how difficult can it be to show a sample?

It it very realistic to assume that this process will drag on for a long, long time (obviously past the municipal elections in Nov.);


http://i.imgur.com/gqIHXPs.jpg

http://i.imgur.com/OI3WhNW.jpg

http://i.imgur.com/kOCurRH.jpg

http://i.imgur.com/KKI7FIN.jpg


Posted on: 2017/3/5 13:06
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Re: Jersey City mayor-elect orders end to citywide reval
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If the FED is serious about raising rates (so they have some wiggle room to cut when the inevitable downturn occurs) then that may put a bit of a damper on the RE bonanza. I'm not sure at what point rates get people's attention, but with rates going up theoretically asset prices should come down in lockstep. We shall see.


Posted on: 2017/3/3 14:22
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MDM:

I have sold one of my lower cash flow properties downtown
and purchased 2 multi families in Greenville. Going great
so far.

Posted on: 2017/3/3 14:15
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hi. house prices in bergen lafayette and west bergen and greenville have been rising yugely too. where are the bargains in jersey city?

Posted on: 2017/3/3 13:13
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bodhipooh wrote:
I believe the proper assessment for this is "more money than brains"... That house has 80s bad decor written all over it: wallpaper, the kitchen cabinets, the bathroom and the carpeted stairs. It will take a good amount of money to upgrade all of those things.


What makes you think they won't tear it down and put up 2 Bayonne Boxes? That's where the money is apparently. They recently did this to a similar property 415-17 Ogden, that sold, according to the tax card, for $975k.


Of course, you are right. But, what a SHAME. The house shell looks nice and the features of double parking and backyard are definite pluses. Seeing that house torn down to become two Bayonne Boxes would be sad. As you often deplore, the zoning should be changed to make it harder to kill the neighborhood look and style by building those monstrosities.

Posted on: 2017/3/2 17:45
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Yup. Can't wait for the reval to happen so we can see who had the best prediction. I'm thinking 1.75% of fair market value. Greenville will be in the best shape. There will be winners and losers in the heights. The biggest losers will be the land speculators that are sitting on $50 million properties that are only assessed for $100,000 back in 1987.


You could be right about the rate. But those speculators are only losers regarding taxes, I think they've done pretty well otherwise, no? Same as our apocryphal fixed income seniors with the $1m house. (Soon to be $2m the way things are going...)

Posted on: 2017/3/2 17:45
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landshark wrote:
One street over:
https://www.zillow.com/homes/82-prospect-st,-jersey-city,-nj-07307_rb/

Was the Heights supposed to be in the 1/3 that taxes stayed the same?


Yup. Can't wait for the reval to happen so we can see who had the best prediction. I'm thinking 1.75% of fair market value. Greenville will be in the best shape. There will be winners and losers in the heights. The biggest losers will be the land speculators that are sitting on $50 million properties that are only assessed for $100,000 back in 1987.

Posted on: 2017/3/2 17:41
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One street over:
https://www.zillow.com/homes/82-prospect-st,-jersey-city,-nj-07307_rb/

Was the Heights supposed to be in the 1/3 that taxes stayed the same?

Posted on: 2017/3/2 17:28
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MDM wrote:
I am actually thinking of just selling my investment properties off this year. I was originally planning on holding on to them for another 15+ years.. but hell, maybe I should sell since the bubble is back (sale prices greatly exceeding rent equivalent value)?

I stopped buying properties in 2003. Right now I can't fully renovate, rent, and have a positive cash flow income. Well.. maybe I can make money if I buy it with an FHA loan (pretend to live in it) with a sub 4% interest rate.. assuming prices keep going up so I can flip it.


Technically you're right to sell, but buying houses is a PITA, and presumably you've gotten these in shape so they're not a hassle to operate. I'm sticking to simple minded buy and hold. The other plan is sit tight and wait for buying on the drop, assuming you have the cash or equity accessible for the downpayment. You should have done that in 2011-12 when prices hit bottom.

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bodhipooh wrote:
I believe the proper assessment for this is "more money than brains"... That house has 80s bad decor written all over it: wallpaper, the kitchen cabinets, the bathroom and the carpeted stairs. It will take a good amount of money to upgrade all of those things.


What makes you think they won't tear it down and put up 2 Bayonne Boxes? That's where the money is apparently. They recently did this to a similar property 415-17 Ogden, that sold, according to the tax card, for $975k.

Posted on: 2017/3/2 17:14
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did someone say those "overpriced" homes were just sitting in the heights and other parts of jersey city outside of dt. this 1 family sold for $825,000 in the heights in 18 days.

https://jerseydigs.com/54-reservoir-av ... ily-sales-in-the-heights/


I believe the proper assessment for this is "more money than brains"... That house has 80s bad decor written all over it: wallpaper, the kitchen cabinets, the bathroom and the carpeted stairs. It will take a good amount of money to upgrade all of those things.

Posted on: 2017/3/2 16:30
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did someone say those "overpriced" homes were just sitting in the heights and other parts of jersey city outside of dt. this 1 family sold for $825,000 in the heights in 18 days.

https://jerseydigs.com/54-reservoir-av ... ily-sales-in-the-heights/


That is just an insane amount of money for that house. I am actually thinking of just selling my investment properties off this year. I was originally planning on holding on to them for another 15+ years.. but hell, maybe I should sell since the bubble is back (sale prices greatly exceeding rent equivalent value)?

I stopped buying properties in 2003. Right now I can't fully renovate, rent, and have a positive cash flow income. Well.. maybe I can make money if I buy it with an FHA loan (pretend to live in it) with a sub 4% interest rate.. assuming prices keep going up so I can flip it.

Posted on: 2017/3/2 15:57
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did someone say those "overpriced" homes were just sitting in the heights and other parts of jersey city outside of dt. this 1 family sold for $825,000 in the heights in 18 days.

https://jerseydigs.com/54-reservoir-av ... ily-sales-in-the-heights/

Posted on: 2017/3/2 15:02
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Monroe wrote:
There's no moral, legal, or ethical right to have your real estate taxes attached to your ability to pay from current income. If you've enjoyed a gigantic rise in property value, while at the same time underpaying your fair share of real estate taxes because the city refused to do a reval in almost three decades-you've lucked out. If your taxes now double and you can't afford this from income, you do have a choice. Borrow against the equity in your house, or cash out and move.


There. We, who agree on almost nothing else, agree on this. As far as I can tell pure greed is the only reason why these people think fixed income seniors borrowing from their vast pile of equity is so unthinkable. They want what they want, with no responsibility whatsoever, and try and pretend equity wealth is nonexistent. Note Ralph's seeming congenital inability to understand.

One can have low equity and low taxes, or high equity and high taxes, you can't have high equity and low taxes (anymore), however much you huff and puff and say people who tell you otherwise are meanies.

Posted on: 2017/2/22 16:59
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There's no moral, legal, or ethical right to have your real estate taxes attached to your ability to pay from current income. If you've enjoyed a gigantic rise in property value, while at the same time underpaying your fair share of real estate taxes because the city refused to do a reval in almost three decades-you've lucked out. If your taxes now double and you can't afford this from income, you do have a choice. Borrow against the equity in your house, or cash out and move.

Posted on: 2017/2/22 15:41
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Just to be perfectly clear (again)...Message #896 and #904 were written by you, Brewster, in response to my posts. The details are below.

You wrote them. They are your words. Much like your most recent ludicrous suggestion of taking out a reverse mortgage to pay ones property taxes.

Now, instead of lamenting us with your potty mouth diatribes, why not support your opinion with something substantive, like a formal study or inform us of your credentials that make you an authority on the subject.

Then, and only then, will you reconcile your beliefs of how things should be versus how things really are (positive and normative assertions) and how things can/may change MORE feasibly, like a staged reval.

There are some really knowledgeable posters here, like Dan Levin, T-Bird, etc., that unfortunately gets drowned out with a lot of !@#$ explicative-laden noise.

Quote:

brewster wrote:
Quote:

Ralph_Abutts wrote:
[quote]
When Brewster writes that no-one downtown will be affected by the 2xs - 4xs increase of property taxes, overnight, it is not only ludicrous, but loses all credibility with making such an asinine and unsubstantiated comment, repeatedly.


Quote me where I said any such thing. You're just making shit up. Fake News.


#896
When people own $1m homes, there's simply no reason taxes can't be paid.
Posted on: 2016/5/25 12:15

-------------------------------------------

Here's another......

#904
The foreclosure talk is scaremongering plain and simple. The only people who "might" be forced to sell are very recent purchasers of older properties who extended themselves to the max and have little equity to work with. But even if they've only been there 5 years they've seen enough appreciation to be able extract some for taxes, since vlaues have been rising at a rate many times the projected ~2% tax. Buyer of recently condoed or constructed property have little to worry about.
Posted on: 2016/5/25 16:22

Posted on: 2017/2/22 15:13
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