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Re: Obamacare...creating more working poor.
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Posted on: 2014/11/14 22:00
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I don't post Rush Limbaugh articles, please don't solely post puff pieces from political hacks as if that means anything.

Posted on: 2014/11/14 21:45
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Posted on: 2014/11/14 21:00
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JCMan8 wrote:
Today, a fourth video was released where the Obamacare architect laughed about misleading the stupid American public.

These videos show that Obamacare really is tantamount to a fraud on the American people.

Even if you are liberal, I don't understand how you could be ok with the Obamacare architect bragging about deceiving and misleading the public.

http://www.cnn.com/2014/11/13/politic ... index.html?iref=allsearch


Great stuff....

"On Thursday, House Minority Leader Nancy Pelosi, D-Calif., was asked about Gruber's remarks. "I don't know who he is," she said. "He didn't help write our bill." A Washington Post story noted that Pelosi in 2009 cited Gruber's work approvingly."

.

Posted on: 2014/11/14 20:37
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Today, a fourth video was released where the Obamacare architect laughed about misleading the stupid American public.

These videos show that Obamacare really is tantamount to a fraud on the American people.

Even if you are liberal, I don't understand how you could be ok with the Obamacare architect bragging about deceiving and misleading the public.

http://www.cnn.com/2014/11/13/politic ... index.html?iref=allsearch

Posted on: 2014/11/14 20:34
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It's sad that the bar you've set for gauging success is so low.

Posted on: 2014/11/14 11:24
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Quote:

Adonis wrote:
Quote:

Pebble wrote:
Quote:

JCMan8 wrote:
Thanks to Obamacare, this young woman faces bankruptcy.

Wisconsin woman faces bankruptcy from hospital bills after cardiac arrest at 29


"The bill would have only been $1,500, but because of balanced billing through the Affordable Care Act, the 30-year-old owes at least $50,000."

http://www.nydailynews.com/news/natio ... rest-29-article-1.2008741

Empirical.

Quote:

Adonis wrote:
Absolutely! Not even would he be screwing me because he incentivizes my company to drop health insurance resulting in me paying for a more expensive Obamacare health plan but he's increasing my income taxes so that I can subsidize the health insurance premiums of other people. Screwed 2 times.

If your company chooses to cease providing health insurance for you, then I can see your costs going up. Conversely, this could be taken as a pay cut and incentivize you to seek employment at a company that will cover the healthcare costs as well as pay a wage increase.

You aren?t a helpless bystander in this. The companies that wish to retain top employees will provide an experience for them that will retain their services.

I suspect that your insurance company has not dropped its plan. I would also suspect that the reason for this is that they know they will risk losing valuable employees.


You're right. I could always leave my employer if I'm not happy with the total compensation package they offer me. I guess my point is this: you can't call Obamacare a success simply because it keeps signing up more people. It's like calling public schools a success simply because their enrollments keep increasing. Obamacare, like free public schools, uses tax money to artificially enhance its attractiveness or need for that matter.
by and large, public schools are a success because everyone has an opportunity to get educated

Posted on: 2014/11/14 11:19
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Re: Obamacare...creating more working poor.
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Pebble wrote:
Quote:

JCMan8 wrote:
Thanks to Obamacare, this young woman faces bankruptcy.

Wisconsin woman faces bankruptcy from hospital bills after cardiac arrest at 29


"The bill would have only been $1,500, but because of balanced billing through the Affordable Care Act, the 30-year-old owes at least $50,000."

http://www.nydailynews.com/news/natio ... rest-29-article-1.2008741

Empirical.

Quote:

Adonis wrote:
Absolutely! Not even would he be screwing me because he incentivizes my company to drop health insurance resulting in me paying for a more expensive Obamacare health plan but he's increasing my income taxes so that I can subsidize the health insurance premiums of other people. Screwed 2 times.

If your company chooses to cease providing health insurance for you, then I can see your costs going up. Conversely, this could be taken as a pay cut and incentivize you to seek employment at a company that will cover the healthcare costs as well as pay a wage increase.

You aren?t a helpless bystander in this. The companies that wish to retain top employees will provide an experience for them that will retain their services.

I suspect that your insurance company has not dropped its plan. I would also suspect that the reason for this is that they know they will risk losing valuable employees.


You're right. I could always leave my employer if I'm not happy with the total compensation package they offer me. I guess my point is this: you can't call Obamacare a success simply because it keeps signing up more people. It's like calling public schools a success simply because their enrollments keep increasing. Obamacare, like free public schools, uses tax money to artificially enhance its attractiveness or need for that matter.

Posted on: 2014/11/13 21:28
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Re: Obamacare...creating more working poor.
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Quote:

JCMan8 wrote:
Thanks to Obamacare, this young woman faces bankruptcy.

Wisconsin woman faces bankruptcy from hospital bills after cardiac arrest at 29


"The bill would have only been $1,500, but because of balanced billing through the Affordable Care Act, the 30-year-old owes at least $50,000."

http://www.nydailynews.com/news/natio ... rest-29-article-1.2008741

Empirical.

Quote:

Adonis wrote:
Absolutely! Not even would he be screwing me because he incentivizes my company to drop health insurance resulting in me paying for a more expensive Obamacare health plan but he's increasing my income taxes so that I can subsidize the health insurance premiums of other people. Screwed 2 times.

If your company chooses to cease providing health insurance for you, then I can see your costs going up. Conversely, this could be taken as a pay cut and incentivize you to seek employment at a company that will cover the healthcare costs as well as pay a wage increase.

You aren?t a helpless bystander in this. The companies that wish to retain top employees will provide an experience for them that will retain their services.

I suspect that your insurance company has not dropped its plan. I would also suspect that the reason for this is that they know they will risk losing valuable employees.

Posted on: 2014/11/13 20:51
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hero69 wrote:
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Monroe wrote:
Nonsense, they were presented with the finished deal-they didn't even get to watch it on CSpan, let alone get behind Obama's closed doors.

And besides keeping your plan and doctor, weren't we lied to and told we'd have an average $2,500/year savings per family?
and still I am happy that more people can get health care! And bfd if obama lied. don't all politicians lie!


People ALWAYS could have had health insurance prior to Obamacare. It's simply that they didn't want to have to pay for it themselves.
adonis - are you paying devil's advocate, or are you naive, or what? before ObamaCare, there were people who could NOT get insurance even if they were willing to pay astronimcal premiums.

Posted on: 2014/11/13 20:51
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hero69 wrote:
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Monroe wrote:
Nonsense, they were presented with the finished deal-they didn't even get to watch it on CSpan, let alone get behind Obama's closed doors.

And besides keeping your plan and doctor, weren't we lied to and told we'd have an average $2,500/year savings per family?
and still I am happy that more people can get health care! And bfd if obama lied. don't all politicians lie!


People ALWAYS could have had health insurance prior to Obamacare. It's simply that they didn't want to have to pay for it themselves.

Posted on: 2014/11/13 20:46
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Monroe wrote:
Nonsense, they were presented with the finished deal-they didn't even get to watch it on CSpan, let alone get behind Obama's closed doors.

And besides keeping your plan and doctor, weren't we lied to and told we'd have an average $2,500/year savings per family?
and still I am happy that more people can get health care! And bfd if obama lied. don't all politicians lie!

Posted on: 2014/11/13 20:27
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Re: Obamacare...creating more working poor.
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Nonsense, they were presented with the finished deal-they didn't even get to watch it on CSpan, let alone get behind Obama's closed doors.

And besides keeping your plan and doctor, weren't we lied to and told we'd have an average $2,500/year savings per family?

Posted on: 2014/11/13 19:48
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had the GOP ccoperated on reforming the health care system instead of insisting on insipid non-starters (like giving subsidies so individuals could go out and buy health care on their own), perhaps ObamaCare would be better).

I had a friend who was paying $1,500 (not a gold plan either) for healthcare after a stint of being unemployed and falling off cobra.

ObamaCare/RomneyCare is by no means perfect but it has helped a lot of people who would not have health care. I am not overjoyed that my taxes are higher and that capital gains and dividends are being taxed at higher rates, but I am even happier that more people have access to health care

Posted on: 2014/11/13 19:24
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Adonis wrote:
I just looked at the rates myself. The rates for a bronze plan are WAY more expensive on the exchange than my employer's plan. Especially when you factor in the fact that my employer's plan includes dental.
i guess we are in different situations, i have to pay seperately for dental and vision through my corporate plan.


are you sure you are comparable apples to apples. what is the total cost of your plan (your portion+your employer's cost)



My employer pays $815.90 per month for my family of 4's health and dental insurance. I pay $124.00 per month. The total premium is therefore $939.90 per month. And my employer contributes $166.67 per month to my HSA account which I can use to pay any deductibles or co-insurance amounts I have to pay. So, for me, I actually RECEIVE a net payment of $42.67 per month ($166.67 - $124.00).
The plan has an annual deductible of $3,000.00 and 10% coinsurance after the deductible has been met. The annual out-of-pocket maximum is $12,000.00. The provider is Empire Blue Cross Blue shield

The cheapest Obamacare plan I can find has me paying $980.00 per month for medical and dental insurance. It has a $5,060.00 deductible and 40% to 50% coinsurance after having met the deductible. The annual out-of-pocket maximum is $13,900.00 for both medical and dental. The provider is Horizon Blue Cross Blue Shield of NJ.

The only apples-to-oranges comparison involved is the fact that the info regarding my current coverage is for 2014 and the Obamacare info is for 2015. However I am very confident my employer's cost of coverage will not increase all that much from current levels.

Any way you slice it I'd be paying a heck of a lot more if I had to rely on Obamacare. And that's on top of the $584.00 my wife and I had to pay in additional income taxes last year to fund Obamacare. I'm guessing we'll have to pay even more Obamacare income taxes for 2014.


Posted on: 2014/11/13 18:55
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I wish someone could be able to determine if it would just have been a lot cheaper to give free healthcare to the truly indigent, cover the people with pre-existing illnesses, and bill back countries whose illegal aliens here use our emergency rooms.

Posted on: 2014/11/13 18:43
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Pebble wrote:
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Adonis wrote:
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Pebble wrote:
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Adonis wrote:
I just looked at the rates myself. The rates for a bronze plan are WAY more expensive on the exchange than my employer's plan. Especially when you factor in the fact that my employer's plan includes dental.

Right... those would be the rates for you, a person that already has insurance through your employer.

Seems as though Obamacare is doing just fine in providing a solution to those that don't have that option...


You're absolutely right. The problem is Obamacare is creating more and more people who don't have that option by giving employers a very good reason to shutdown their health insurance plans - plans that many people happen to currently like and that we were promised we could keep.

So it is now Obama's fault that employers choose to act in a way that is not the best interest of their employees...?


Absolutely! Not even would he be screwing me because he incentivizes my company to drop health insurance resulting in me paying for a more expensive Obamacare health plan but he's increasing my income taxes so that I can subsidize the health insurance premiums of other people. Screwed 2 times.

Posted on: 2014/11/13 18:16
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Posted on: 2014/11/13 12:56
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JCMan8 wrote:
Thanks to Obamacare, this young woman faces bankruptcy.

Wisconsin woman faces bankruptcy from hospital bills after cardiac arrest at 29


"The bill would have only been $1,500, but because of balanced billing through the Affordable Care Act, the 30-year-old owes at least $50,000."

http://www.nydailynews.com/news/natio ... rest-29-article-1.2008741
i guess this is happening everywhere....i'm so scared. iread an article about a young guy who AIDS who could NOT get any jealth insurance before ObamaCare.....so there!

Posted on: 2014/11/13 5:56
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Thanks to Obamacare, this young woman faces bankruptcy.

Wisconsin woman faces bankruptcy from hospital bills after cardiac arrest at 29


"The bill would have only been $1,500, but because of balanced billing through the Affordable Care Act, the 30-year-old owes at least $50,000."

http://www.nydailynews.com/news/natio ... rest-29-article-1.2008741

Posted on: 2014/11/13 5:26
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Adonis wrote:
[quote]

You're absolutely right. The problem is Obamacare is creating more and more people who don't have that option by giving employers a very good reason to shutdown their health insurance plans - plans that many people happen to currently like and that we were promised we could keep.

So it is now Obama's fault that employers choose to act in a way that is not the best interest of their employees...?


In this case, a resounding yes.

Posted on: 2014/11/12 19:21
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Adonis wrote:
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Pebble wrote:
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Adonis wrote:
I just looked at the rates myself. The rates for a bronze plan are WAY more expensive on the exchange than my employer's plan. Especially when you factor in the fact that my employer's plan includes dental.

Right... those would be the rates for you, a person that already has insurance through your employer.

Seems as though Obamacare is doing just fine in providing a solution to those that don't have that option...


You're absolutely right. The problem is Obamacare is creating more and more people who don't have that option by giving employers a very good reason to shutdown their health insurance plans - plans that many people happen to currently like and that we were promised we could keep.

So it is now Obama's fault that employers choose to act in a way that is not the best interest of their employees...?

Posted on: 2014/11/12 18:55
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Pebble wrote:
Quote:

Adonis wrote:
I just looked at the rates myself. The rates for a bronze plan are WAY more expensive on the exchange than my employer's plan. Especially when you factor in the fact that my employer's plan includes dental.

Right... those would be the rates for you, a person that already has insurance through your employer.

Seems as though Obamacare is doing just fine in providing a solution to those that don't have that option...


You're absolutely right. The problem is Obamacare is creating more and more people who don't have that option by giving employers a very good reason to shutdown their health insurance plans - plans that many people happen to currently like and that we were promised we could keep.

Posted on: 2014/11/12 18:48
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N.J. Obamacare for 2015: more plans available, but most rates up
By Kathleen O'Brien | NJ Advance Media for NJ.com
on November 10, 2014 at 5:06 PM, updated November 11, 2014 at 10:04 AM

New Jersey residents shopping for individual health insurance on the federal website will have more options this year, as the marketplace has attracted both new carriers and new plans.

Rates are up for many of the standard offerings, according to one broker. However, at least one company - the non-profit co-op Health Republic of New Jersey - has been able to shave its rates anywhere from 10 to 20 percent, according to a spokeswoman.

Full piece?

http://www.nj.com/healthfit/index.ssf ... 015_more_plans_rates.html

Posted on: 2014/11/12 15:58
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I just looked at the rates myself. The rates for a bronze plan are WAY more expensive on the exchange than my employer's plan. Especially when you factor in the fact that my employer's plan includes dental.
i guess we are in different situations, i have to pay seperately for dental and vision through my corporate plan.


are you sure you are comparable apples to apples. what is the total cost of your plan (your portion+your employer's cost)

Posted on: 2014/11/12 15:49
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Adonis wrote:
I just looked at the rates myself. The rates for a bronze plan are WAY more expensive on the exchange than my employer's plan. Especially when you factor in the fact that my employer's plan includes dental.

Right... those would be the rates for you, a person that already has insurance through your employer.

Seems as though Obamacare is doing just fine in providing a solution to those that don't have that option...

Posted on: 2014/11/12 15:47
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I just looked at the rates myself. The rates for a bronze plan are WAY more expensive on the exchange than my employer's plan. Especially when you factor in the fact that my employer's plan includes dental.

Posted on: 2014/11/12 15:30
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so i was looking over obamacare rates for 2015 with a friend and the rates seem reasonable, especially if one makes under $46,000 and qualifiess.

The unsubsized rate for the gold plan seems about comparable to the full rate of my corporate plan

Posted on: 2014/11/12 14:48
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Re: Obamacare...creating more working poor.
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The ?Obamacare? victory lap takes another spin



By Steve Benen

Supporters of the Affordable Care Act have had quite a few reasons to celebrate lately, and as of yesterday, the news keeps getting better.
Consumers in much of the country will have a broader selection of health insurance plans next year, the Obama administration said Tuesday, as it predicted an increase of about 25 percent in the number of insurers that are expected to compete in federal and state marketplaces. [?]

So far, [administration officials] said, the number of insurers, also known as issuers, is up to 315 next year, from 252 this year. For the 36 states served by the federal marketplace, it said, the number is up almost 30 percent, to 248 next year, from 191 this year.
When congressional Republicans predicted that private insurers would want nothing to do with ?Obamacare,? and the lack of participation would be a disaster for consumers, the GOP lawmakers had it backwards. Competition has already helped hold down premiums, and with more insurance companies now eager to get into the system and compete for Americans? business, consumers are poised to benefit even more.

This follows more good ACA news from the day before, when we learned consumers who shop around next year can expect to find some great deals, including premium increases of about 1%. And even if Americans don?t shop around and stick with what they?ve got, premium increases will be a fraction of what they were before the Affordable Care Act became law.

This followed good news about the number of Americans paying their premiums after enrolling through an ACA exchange. Which followed good news about Medicaid expansion. Ezra Klein noted two weeks ago that President Obama?s ?signature accomplishment? is ?succeeding beyond all reasonable expectation.?

And what, pray tell, do congressional Republicans have to say now? I?m glad you asked.

The conservative Washington Times reports that GOP lawmakers are still predicting that failure is right around the corner.
Republicans predicted enrollment will decline. The House Energy and Commerce Committee said the administration had initially announced 8 million Americans had signed up for Obamacare as of late spring, which means the 7.3 million figure represents the beginning of that decline.

GOP lawmakers also said they are concerned with continuing reports about the initial Obamacare rollout last October.
First, the 7.3 million figure is evidence of success, not decline. Second, for a party to still want to talk about two months of website troubles last year is kind of pathetic.

And third, any sentence about the health care debate that begins with the words ?Republicans predicted? should draw immediate laughter.

For several years, Republicans have predicted all sorts of things: death panels, death spirals, soaring premiums, reluctant insurers, consumer disinterest, unpaid premiums, massive deficits, and an uninsured rate that just won?t go down.

Everything ? everything ? the GOP predicted about the Affordable Care Act turned out to be wrong. And yet, confronted with evidence of the system?s success, Republicans are still predicting failure.

A mature, responsible political party would take this opportunity to regroup, take stock, and try to understand why it was so wrong, so often, about a critically important policy debate. Republicans, on the other hand, apparently prefer the ?keep hoping for the worst, evidence be damned? approach to health care.

http://www.msnbc.com/rachel-maddow-sh ... ry-lap-takes-another-spin

Posted on: 2014/9/24 17:25
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The whole US healthcare system is under-regulated and rotten to the core compared to other countries. It's not a free market. Big pharma pump their most expensive drugs and treatments to doctors and patients (in most countries advertising drugs is banned). Health insurance is dominated by a few major players that act like virtual monopolies. And healthcare providers are being swallowed up by the likes of CarePoint, who have figured a way to make obscene profits locally.

Obamacare isn't the issue. It's the entire lack of regulation and consumer protection. The FDA is a joke. Occupy Wall Street? We need an Occupy Big Pharma or Occupy Big Med movement, and some serious litigation to rake back profits from these vampires.

http://rationalwiki.org/wiki/Big_Pharma

Posted on: 2014/9/18 2:10
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