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Sounds like a similar madness as "The Nuclear Boy Scout". Only nuke boy did something else than finance (this was back in the 90's).


Google it if you want a laugh....


From Wiki:


David Charles Hahn (born October 30, 1976), also called the "Radioactive Boy Scout" or the "Nuclear Boy Scout", is an American who attempted to build a homemade breeder nuclear reactor in 1994, at age 17. A scout in the Boy Scouts of America, Hahn conducted his experiments in secret in a backyard shed at his mother's house in Commerce Township, Michigan. While his reactor never reached critical mass, Hahn attracted the attention of local police who found radioactive materials in the trunk of his car. His mother's property was cleaned up by the Environmental Protection Agency ten months later as a Superfund cleanup site. Hahn attained Eagle Scout rank in the Boy Scouts of America shortly after his reactor was dismantled.[1]

Hilarious fact, I actually knew this kid. He got a hold of a computer in the 4th grade and lost his damn mind.

It's alive!!!!...now be a good webbie and find his posts from this thread as well : )

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Yup...a second chance to go from a $520, 000.00 scam to a $3.5 million ripoff

Oh! Now I remember.
I got the same PM.
And like you, I didn't remove my post, but it looks like Webmaster must have removed the entire thread for Khaddy.

That's nice. Everybody deserves a second chance.

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You can't find the thread because the Webmaster believed this con-artist and took the thread down after we urged him to leave it up. We called BS on those private messages received in 2011 and I guess we were all correct ...

"Fool me once.. shame on you, fool me twice.. shame on me"

this was my PM from him in 2011,


Sent: 2011/1/11 9:58:14

how are you

how are you i am sending you a message because you posted a comment on this website about me ,khaddy garcia about the bmw and the 470, if you can i would like for you to take it down because its a thing of the past and i dont want it to pop up when someone googles my name thank you very much let me know at my email good07307@yahoo.com
if you took if down ,have a nice day

We've heard of this guy before, haven't we Webmaster?
For some reason I can't find that thread!

From the Jersey Journal:
Khaddy Garcia, formerly of Jersey City, is facing up to 50 years in prison after he admitted in a New York federal courtroom on Wednesday that he concocted two schemes -- one to withdraw funds from various business bank accounts and a second to induce a venture capital fund to wire $2 million to an account Garcia controlled.
Garcia, who pleaded guilty to one count of bank fraud and one count of wire fraud, made national headlines in 2004 when, as a 17-year-old Dickinson High student, he conned an Ohio car dealership into shipping him a $122,000 BMW. He later sold the flashy, 12-cylinder BMW 760Li for $40,000, officials said.

For the full story look here

This reminds me of that film, "Catch Me If You Can." I predict that this kid will work for either the FBI or some large financial instution and rake in lots of dough as a fraud specialist.

Sure its a bit like 'Good will, hunting' - smart misguided youth that desperately needs direction and guidance. He could get a job working for a bank with a little more training on fraud detection or something like that.

If you can rip-off a BMW 7 series and the dealer delivers it and also steal money from a bank without a gun, you don't lack in self confidence.

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Yup, theft & fraud. Give him a job in state government. He'll fit right in.

Identity theft is easy -- even a caveman can do it.

Here is a segment from Minnesota Public Radio.

Identity theft is one of the fastest-growing crimes in the United States. Criminals are using readily available personal information to steal billions of dollars, and make life miserable for hundreds of thousands of Americans. It's a crime that can be easy to commit, and very difficult to solve.

IT HAPPENS to an estimated 400,000 Americans a year, and it happened to Dave Feakes. Feakes runs an autobody shop in a small North Dakota town. About three years ago, he got a call from a South Dakota bank demanding payment for $9,000 in rubber checks -- checks this Dave Feakes had not written. So began a two year nightmare.

Feakes: He'd been to K-Marts and WalMarts and all these bigger stores and here we are Christmas shopping and trying to buy things and we get in a department store and there's people standing all around and they refuse your check and the kids are there and asking, "Why they don't take checks from us?" That's pretty humiliating. And people around you look at you like, "Boy, some kind of crook."

The dumpster in your alley may have enough information in it for any passerby to assume your identity.

Feakes spent hours talking on the phone and filling out paperwork, trying to convince unsympathetic creditors he was not responsible for the spending spree. The unpleasant experience turned unbelievable when Dave Feakes went to renew his driver's license.

Feakes:I told 'em I was Dave Feakes and somebody had used my driver's license, and they typed it into the computer and here came my driver's license with his picture on it. And she says, "You're not Dave Feakes, this guy is." We got into a little shuffle. It's hard to prove to somebody who don't know you who you are.

Feakes had to call in his local sheriff to vouch for his identity. He says local law enforcment took his case seriously, but few others did. Feakes says he faced hostility from credit agencies, and indifference from many law enforcement agencies, including an FBI agent he asked for help.

Feakes: We had the name, we had the area he was working in, we had copies of the checks, and he said, "Well that don't really matter, we got other things to do." So he really said point blank, "We don't care, you got your problems, we got ours."

Experts say law enforcement is often unwilling or unprepared to investigate identity theft. Craig Welken is FBI agent in charge in Fargo. He says no statistics are kept on identity theft. He says it's often seen as a paper crime not worth the effort and expense it takes to investigate.

Welken: The big problem is it's very difficult to find these people because they frequently change the identies they have very quickly. They may use your identity for a period of time and discarded it. So in a couple months, they've done a great deal of damage and discarded it and there's no further way to track them.

The man who stole Dave Feakes' identity and trust is a case in point. Allan Ray Rick served a short sentence for attempting to buy a new truck posing as Dave Feakes , but stole another identity within weeks of getting out of jail. Rick has used so many aliases, some law enforcement records don't even have the right information.

Rick is now in a federal prison after a recent conviction on bank fraud charges.

Some identity thieves use high-tech chicanery to get personal information from cyberspace, but experts say most, like Allan Rick, use decidedly low tech methods.

To steal Dave Feakes' identity, he simply called the state of North Dakota and bought a copy of Feakes' birth certificate, something easily done in most states. Beth Givens, director of the National Privacy Rights Clearinghouse, says it's too easy to get such a critical document.

Givens: You know once you have somebody's birth certificate, you can get a driver's license, then you can go get a duplicate Social Security number and you've got a full set of documents and you're off and running.

By next year Minnesota will require anyone asking for a duplicate birth certificate to prove they have a valid reason for wanting the document. Beth Givens says that will help stymie some criminals, but do nothing to stop the most common kind of identity theft.

Most often, identity theft is as simple as dumpster diving. The credit industry sends out millions of unsolicited credit card applications every year. Many times, people simply throw them in the trash without even ripping them in half. A quick look in a dumpster behind a Moorhead apartment building illustrates just how easy it is to find these documents.

Were I of a criminal mind, I could take this pre-approved credit card application, tossed in the trash without a second thought, and be off on a spending spree. The unsuspecting victim would likely not know about the fraud for months, until they discovered their credit was ruined. This application will go back into the trash, perhaps for someone else to find.

And this is only one of the treasures that can come from dumpster diving. Businesses often discard credit-card receipts without shredding them. Banks and brokers sometimes throw out documents with Social Security numbers and account information.

Statistics on identity theft are hard to come by since law enforcemnt doesn't track the crime and the credit industry gives out little information. Privacy Rights Clearinghouse Director Beth Givens says the credit industry doesn't want people to know how common the crime is, because it fears government regulation that might slow the flow of easy credit. Givens estimates identity thieves steal about $4 billion a year. She says for the credit industry it's a cost of doing business.

Givens: So they're writing if off. What's happening is they are then increasing the rates for credit and what's ultimately happening, the cost of goods is increased because of the fees merchants have to pay to credit-card companies. So we're the ones who are paying in the end.

There is a growing debate about how to protect personal information. Some advocate new laws to restrict access to public records like birth certificates. Others argue such records should remain public.

New Federal laws make it easier to punish identity thieves. And about 15 states, including North Dakota, have recently passed laws making identity theft a crime.

But experts agree, under current law consumers bear most of the responsibility for keeping personal information private. That means consumers must be careful about giving out Social Security and credit-card numbers, and need to destroy documents before they go in the trash. Consumers should also insist businesses they deal with do the same. There may be no way to stop a determined identity thief, but common sense may deter the opportunistic criminal looking for an easy score.

Listen to this story - click here

Sound a bit like the film, Good Will, hunting!

I love this story, this kid should be in M.I.T.

I agree, what a waste. This kid sounds whip-smart, engineering school material, and now he's going to prison. A real shame.

I knew Khaddy when he was really young. I remember he was a little Dominican who was really into computers, and in the 4th grade when all the classrooms started getting computers, he would mess with it on and on and the teacher would let him because he was the only one that knew how to work the thing. I guess over the years he trained himself on how to put his skills into good use. He went to dickinson but dropped out after he got arrested for the BMW. I would NEVER think he would become a criminal.

He did very well, short time in prison will develop and expand his skills, so when he returns to us he will know how to master his trade of identity theft and bank fraud.
His capture is just a learning-curve.

Wow! What a waste of creativity. How does a 17 year-old figure out how to do that? I hope he graduated.

5 YEARS FOR TEEN SCAMMER
Took bank for $20G, after car, $470G con

MICHAELANGELO CONTE - JERSEY JOURNAL - Jan 06

A Jersey City man who at 17 was charged with fraudulently buying a BMW and having it shipped to him at Dickinson High School was sentenced yesterday to five years in prison for conning a bank out of $20,000, officials said.

Khaddy Garcia, now 19, has already been sentenced to a 37-month federal prison term for defrauding another bank out of $470,000, Hudson County Assistant Prosecutor Thomas Carroll said.

"It is a continuing chapter of similar activity of fraud, forgery and theft, and that is why the prison term is appropriate," Carroll said. "Let's hope it's the final chapter."

In the most recent case, Garcia is accused of using his home computer to defraud a bank out of the $20,000 by having it send checks to his alleged accomplice, a 16-year-old Clinton Avenue boy, Hudson County Prosecutor Edward DeFazio said.

When Garcia was arrested in April, investigators found he was wearing an electronic surveillance bracelet on his ankle because he had been released pending sentencing on the federal charge, DeFazio said.

In the federal wire fraud case he impersonated someone over the phone to get their account information and then used it to receive checks, DeFazio said. He forged signatures and deposited the nearly $500,000 into an account, DeFazio said.

Garcia grabbed national headlines in February 2004 when he was charged with conning an Ohio car dealership into delivering a $122,000 BMW to Dickinson, where he was a student.

He later sold the flashy BMW 760Li for $40,000, officials said.

After his arrest police learned he was in the process of ordering a second 760Li, officials said. He pulled off the scam by posing as a bank official, calling the dealership and telling them the money to pay for the BMW had been wired, officials said.

Shortly after delivering the BMW the dealership got a statement from the bank and realized the money wasn't there, authorities said. Employees there called police in Dublin, Ohio, and that triggered the investigation.

Garcia was sentenced yesterday by Hudson County state Superior Court Judge Peter Vazquez and he has been in custody at the Hudson County jail in Kearny since his arrest in April on the recent state charges, Carroll said.

His two sentences will run concurrently, officials said.