If you're referring to property tax liens and foreclosures, the City currently does not advertise those on the official website.

The City Tax lien sale usually takes place in June, just prior to the end of the fiscal year (Jul 1 - Jun 30). There may also be a water lien sale during the year. Lien sales are required to be advertised twice in the local paper of record, and property owners are required to be noticed twice. Note, these are for municipalities on the state fiscal year. Calendar year municipalities can advertise 4 weeks prior to the sale, but since the fiscal year process can't start until the 11th day of the 11th month of the fiscal year, it's called an "accelerated sale".

If an outside buyer (investor) purchases a tax lien, they may foreclose after 2 years, providing they have also paid the subsequent taxes. It's the subs and the time that make this a tough game for the individual investor, although there are several small investors who do quite well and who are familiar attendees at Jersey City's, Newark's, and other sales.

In my experience, tax collectors make it clear prior to the start of the sale that "if you're here to buy your neighbor's house and evict them, you have a misconception about the process". At this point, several people get up and leave.

At any time (and often even after - called a vacated judgment) up to the time of foreclosure, the property owner can redeem the tax sale certificate and pay the back taxes, fees, and interest.

If the lien is held by the City (those properties for which liens are not purchased during the lien sale), foreclosure proceedings can begin after 6 months. Again, the property owner always has the right of redemption.

Foreclosures are also required to be advertised, but currently not on the website. That is the perogative of the Tax Collector and the Administration.

Again, if you're looking to obtain a property for unpaid taxes, you have to purchase the lien, pay the subs (otherwise some else can purchase the following year's lien), and see it through to the end.

Now, if you're referring to missed mortgage payments, the City would have no info on that.

N.J.S.A. 54 covers taxation in more detail than you'd ever want to know, and the legislature's website is not terribly user friendly.

Hey

I learned that you can search for foreclosures on city websites. Or really cases that will turn into foreclosures because somebody missed a payment or something.

What is the jersey city site for that?