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Re: Flood insurance requirement for downtown
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jcgirl wrote:
Is this for a new property you are purchasing? I ask because I get a letter every year from my lender asking for info on flood insurance on my entire condo buiding. I just need to supply them with the information but dont have to actually get my own flood insurance.


No this is for a place I had the last few years, that I just refinanced.
You may be right. I ended up calling up Geico who I have my auto with an she said normally the buildings flood insurance would be sufficient enough and I should supply them with that instead and see what they say. So I am doing this.

Posted on: 2014/11/5 16:06
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Re: Flood insurance requirement for downtown
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Is this for a new property you are purchasing? I ask because I get a letter every year from my lender asking for info on flood insurance on my entire condo buiding. I just need to supply them with the information but dont have to actually get my own flood insurance.

Posted on: 2014/11/4 21:42
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Re: Flood insurance requirement for downtown
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fraulein wrote:
I think you have to use a broker for flood. We use Muller in Hoboken and the provider is Selective. It's about $3000 a year for us.


Going through a broker saves a lot of hassle - changing insurers, reporting to banks, etc. I use Borgeson Agency out of Oradell.

Posted on: 2014/11/4 21:24
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Re: Flood insurance requirement for downtown
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This might be a good place to get more information:

https://www.floodsmart.gov/floodsmart/

Posted on: 2014/11/4 21:02
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Re: Flood insurance requirement for downtown
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Selective is definitely the most popular carrier for flood insurance in the area from what I've seen.

Posted on: 2014/11/4 20:32
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Re: Flood insurance requirement for downtown
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I think you have to use a broker for flood. We use Muller in Hoboken and the provider is Selective. It's about $3000 a year for us.

Posted on: 2014/11/4 20:11
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Flood insurance requirement for downtown
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I just got a letter from my mortgage servicer say telling me that they require flood insurance on my property. Has anyone had something similar? If so how much are you paying for flood, where did you end up getting it?

Thanks in advance.

Posted on: 2014/11/4 20:07
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