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Re: Teacher Protests Disturbing Neighborhood
#1
Not too shy to talk
Not too shy to talk


Quote:

Pebble wrote:
Addendum:
Because I know that neither of you two parrots have a single clue about what the NJ Teacher?s Union has for healthcare benefits, I?ll do you both a favor and educate you. This is a link to the specifics on the policies.

Maybe you?ll click on the link or maybe you?ll just go running to whatever right-wing website keeps promoting the lies you?re spewing, but I?m going to throw out the idea that spending $1,000 per month for healthcare isn?t what I?d call ?Platinum Plan? or ?Cadillac Plan? unless the individuals are actually receiving platinum rings along with a new Cadillac Escalade every single month.


I'm staying out of the debate over what teachers should and should not have, but wanted to at least put the correct information here. Take a look at this pdf, which is much clearer: http://www.nj.gov/treasury/pensions/d ... 017/ha0884-biweekly18.pdf

What you have shown on your pdf is the full cost of the plan, not what the teacher pays. The document I linked shows what the teachers actually pay (look at the last page). For example, those that were hired recently and make $45k, they only pay 10% of the total premium.

Also, FYI - "platinum plan" and "cadillac plan" refers to different things. A platinum plan is one that has very low copays/coinsurance such that on average the patient only ends up paying roughly 10% and the insurer picks up 90%. A cadillac plan is a plan that is is costly (roughly $10k a year for an individual). So, technically, some of the teacher's plans would qualify as a cadillac plan and some of them most certainly are platinum plans.

Posted on: 2018/3/3 2:29
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Parking spot - Hamilton Park area
#2
Not too shy to talk
Not too shy to talk


I need a parking spot for a couple of months. I don't care whether it's covered or not. Please let me know with any leads. Thanks.

Posted on: 2016/9/4 17:04
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Re: Yvonne Outdoes Herself - Transgender Bathroom Editorial
#3
Not too shy to talk
Not too shy to talk


Quote:

jerseymom wrote:
Quote:

Yvonne wrote:
Man rapes 12 year old girl in CVS bathroom

http://www.chron.com/news/houston-tex ... d-rape-at-CVS-6794669.php


Former Speaker of the House Dennis Hastert sentenced to 15 months in prison for covering up sexual abuse allegations

BY DAVID BOROFF NEW YORK DAILY NEWS Updated: Wednesday, April 27, 2016, 1:20 PM

Former Speaker of the HouseDennis Hastert was sentenced to 15 months in prison on Wednesday by a judge who described him as a "serial child molester."

Source



This is why there needs to be Republican-only bathrooms to ensure that the rest of us don't get molested in the bathroom from these pervs.

Posted on: 2016/4/27 17:38
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Re: PATH (pathetic attempt at transporting humans)
#4
Not too shy to talk
Not too shy to talk


Would be great if PATH would do this:

http://www.technobuffalo.com/2016/01/27/nyc-centipede-subway-cars/

It's amazing how much space is wasted on the existing PATH train cars.

Posted on: 2016/1/27 17:22
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Re: What's up with the construction at Monmouth & 6th St?
#5
Not too shy to talk
Not too shy to talk


Is this really residential? It doesn't look like it. Is there a way to look online what the plans are for a particular lot?

Posted on: 2016/1/5 22:47
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Dryer Vent Cleaning
#6
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Not too shy to talk


Sorry if this was discussed before but I searched and couldn't find anything.

Does anyone have recommendations for a company to assess if my dryer ductwork has a blockage and if so for them to clean it out? It's a new condo, but my dryer indicates there is a blockage and I want to see if the ductwork was installed properly. I disconnected the ductwork from the unit and ran a few cycles without it venting outside and it ran much better without any error codes.

Thanks!

Posted on: 2015/12/14 3:23
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Re: Pancakes for Weekend Brunch in JC? Tired of Brownstone....
#7
Not too shy to talk
Not too shy to talk


I third GPs. I was really surprised how good they were when I tried them.

Posted on: 2015/12/7 17:27
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Re: 700 Grove
#8
Not too shy to talk
Not too shy to talk


Quote:

bodhipooh wrote:
My advice to anyone looking at new places in JC (whether renting or buying) is to come armed with a measuring tape and a level. Put that level on all surfaces and see for yourself.


This is a general issue with today's new construction no matter the market. I used to live in a brand new "luxury" construction in Manhattan and the poor workmanship still exists there. Unless you oversee the development from the beginning I don't think you can get away from it.

Posted on: 2015/11/19 18:00
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Re: Property Management
#9
Not too shy to talk
Not too shy to talk


Quote:

TBVanVorst wrote:
I am in an 11-unit building in downtown JC that is looking for a new property management company. Any new recommendations? Thanks.



I have no problem recommending Red Bridge. They are very responsive (which is a rare find for management companies) and are always professional. They manage our 6 unit building.

Posted on: 2015/11/2 23:54
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Re: Is Jersey City Real Estate in a bubble?
#10
Not too shy to talk
Not too shy to talk


Quote:

Dolomiti wrote:
If you have a combined income of $400k, and you're paying a 40% effective tax rate, then you need to fire your accountant ASAP. It should be closer to 22%. That's the average for that income bracket (and includes payroll taxes, deductions etc)


This is just not correct at all. Your 22% figure might be right if you only consider federal tax, but once you take into account everything else bodhipooh is much closer. If you make all your money on long term capital gains maybe....I wouldn't know, but certainly not at a normal salaried job.

Someone making $400k a year can certainly not "easily" afford $1.5M. Some banks would not even give out a loan in this situation.

Posted on: 2015/10/27 0:54
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Re: Is Jersey City Real Estate in a bubble?
#11
Not too shy to talk
Not too shy to talk


Quote:

bodhipooh wrote:
Quote:

BobNesta wrote:
Quote:

Sutherland wrote:
While I tend to suspect that we're in a real estate bubble, I have to say, I feel extraordinarily lucky that I bought my brownstone when I did 13 years ago. I certainly couldn't afford it today.

But with regard to the state of real estate, I just don't know how many families or individuals could afford $1.5mm for a brownstone and then to gut renovate it for anywhere between $300k to $500k.


Couple each making $200K+ year...it's doable. Plenty of people in the NYC area make that kind of $.


Even if you are making 400K+ as a couple, things can be tight, even without anything going wrong. People look at salaries like 200K per person and think it is a lot, but it really isn't all that much. In between federal and state income taxes, plus labor taxes like SS and Medicare, you are likely paying out close to 40% your income. Take out things like medical insurance costs, and 401K plan contributions, and you soon find yourself bringing home less than half of your salary, maybe close to 40%. If someone is looking at a brownstone, and they carry an 1.2 MM mortgage (assuming 1.5 MM with a 20% down) you are looking at a monthly payment of about 6K. Add full tax, particularly if/when the reval finally takes place, and you are looking at 30K in property taxes (~2,500/month) plus the 6K monthly mortgage payment, and whatever other responsibilities, and you soon realize that even at 400K/year, a 1.5 MM brownstone could be a bit of a stretch.

As I've said before, I think a surer bet is a new construction condo with a nice tax abatement. Your taxes are a known amount, for whatever period of time, and you are much less likely to run into surprise repairs that will cost you a bundle.


Totally agree. A couple making $400k should not be buying a $1.5M place (if they are relying on their salaries to support a 20% down mortgage). That's cutting it very close and doesn't seem financially responsible.

Posted on: 2015/10/26 20:59
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Re: Thirty Acres Restaurant- Jersey Avenue
#12
Not too shy to talk
Not too shy to talk


A summary of the rise and fall of Thirty Acres from Alex Pemoulie's perspective:

http://www.chefsfeed.com/stories/319-chefcolumns-the-pemoulies


Posted on: 2015/10/23 17:05
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Re: Should tipping be eliminated at eateries?
#13
Not too shy to talk
Not too shy to talk


Quote:

hamhock wrote:

Are you paid a salary at your current job?


Many jobs include a salary PLUS a "performance based" bonus. I would question how well incentives are aligned if you're at a job where this is not the case (within the context of American culture - other countries may be different, i.e., Japan).

Posted on: 2015/10/16 18:04
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Re: Thirty Acres Restaurant- Jersey Avenue
#14
Not too shy to talk
Not too shy to talk


Quote:

bodhipooh wrote:


Notice how this interview is filled with cursing and anger from the owner, but not a word of personal responsibility. Everything is someone else's fault. The media, the "hype," the hypercompetitiveness, the community.

He mentioned that he thought the move from NYC to JC would somehow let him escape the restaurant life and press, but looking back, this attitude was "super naive." I suspect he will be saying the same thing in 5 years about his move to Seattle.


Well said. I had the same sentiment reading this second article.

Posted on: 2015/10/7 17:10
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Re: Thirty Acres Restaurant- Jersey Avenue
#15
Not too shy to talk
Not too shy to talk


Quote:

tommyc_37 wrote:

A little turned off by the Eater article that has quotes from them almost blaming JC. The community really embraced them at the onset.


I agree - I was also turned off. They didn't blame themselves for not being financially viable - they blamed the city. Good riddance.

Posted on: 2015/10/6 17:21
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Re: Produce
#16
Not too shy to talk
Not too shy to talk


Thanks. And which store would typically have the best produce if a market isn't going on that day? I am often disappointed with the quality of the big grocery stores in downtown JC.

Posted on: 2015/10/5 17:28
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Produce
#17
Not too shy to talk
Not too shy to talk


Which market downtown has the freshest fruit/vegetables? Thanks!

Posted on: 2015/10/5 3:54
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Re: Engagement Rings
#18
Not too shy to talk
Not too shy to talk


Quote:

JcDevil wrote:
You will not, ever, do better than the Diamond District in Manhattan. Simple as that. Not even online.

They'll even ship it to you in NJ so they don't have to charge sales tax.


I respectfully disagree. This may be true in some instances, but this is certainly not an absolute.

It's real easy to get the lowest price for a diamond. The trick most people fall into is thinking two diamonds are similar but not realizing the lower priced diamond may be of lower quality (many places in the Diamond District only sell diamonds of average to poor quality but will market it as a good diamond). Once you find similar diamonds in multiple stores, start the negotiating and see which one offers the lowest price.

ONLY look at diamonds that are GIA or AGS certified (all the other certification agencies are terrible and I would never rely on one of them when I buy a diamond). AGS is actually better in some cases because their grading of cut takes into consideration many aspects of the diamond GIA does not (the appropriate angles, table width, etc.).

Some respectable online places that I would not hesitate to buy from are:

Whiteflash, James Allen, Blue Nile

A good place to educate youself on diamond quality and price is:
http://www.pricescope.com/forum/rockytalky/

Good luck!

Posted on: 2015/7/21 17:17
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Re: Is Jersey City Real Estate in a bubble?
#19
Not too shy to talk
Not too shy to talk


http://www.zillow.com/homedetails/99- ... y-NJ-07302/72245753_zpid/

Sold less than 2 years ago at $777k, asking now $1.175M.

Posted on: 2015/7/21 14:55
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Re: Please Help Prato Bakery
#20
Not too shy to talk
Not too shy to talk


Quote:

jerseymom wrote:


JCCoffee - you seem to have a lot of information about this issue. Can you share with us who specifically told Prato on a number of occasions not to have outside seating?


I said "apparently". I don't know this situation personally at all. There is a similar discussion about this on WiredJC.


Posted on: 2015/7/9 2:54
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Re: Please Help Prato Bakery
#21
Not too shy to talk
Not too shy to talk


Quote:

Frinjc wrote:


If zoning tries to take away their sitting area, I am fully available for a sitting in front of City Hall to help address this issue.



Just to be clear, Prato never technically had a sitting area outside. They were apparently told on a number of occasions they were not allowed to, but decided to go forward with it anyway.

This should not be a surprise to Prato. They will need to navigate the correct routes to get re-zoned, like everyone else.

Posted on: 2015/7/9 1:01
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Re: Please Help Prato Bakery
#22
Not too shy to talk
Not too shy to talk


I've been to Prato and I think it's a super cute bakery and I would love to see them succeed. That being said, if they don't have the correct permits/zoning to have outdoor seating, that's their own fault for not doing their own research. I don't feel bad for them about this.


Posted on: 2015/7/8 19:44
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Re: the game of escalating variances in The Village
#23
Not too shy to talk
Not too shy to talk


Quote:

bodhipooh wrote:
Quote:

schmearwurst wrote:
Bohdipooh- I have no interest in persuading you about anything. There is no argument to be made: 50 units, 7 stories, no on site parking provided.
And I'm pretty sure parking takes place in neighborhoods...


I'm pretty certain many here will see those stats and raise a glass and cheer. Welcome to new urbanism.


I am one of those raising my glass to this. Retail is much more important for this neighborhood, and consequently JC, than parking spaces. It's not surprising to me that those living in the village for a long time will be opposed to this kind of change, but unfortunately, nothing is perfect and I think this kind of change will ultimately result in a safer, more urban environment that the market is clearly looking for.

I'm not a JC old timer, so I am not holding onto any sentimental value of the neighborhood and I also do not think the ease of free parking should be considered a long term priority for such an urban area. So from my perspective, it's a pretty easy choice. But that being said, (although I don't agree with it), I can certainly understand that someone living in the area for 20 years wouldn't want to change their daily routine.

Posted on: 2015/6/27 20:02
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Re: Jersey City teachers overwhelmingly vote 'yes' on contract
#24
Not too shy to talk
Not too shy to talk


Quote:

Adonis wrote:
This article focuses on the salary raise. Does anybody know where you can read the entire contract so that we can see what teachers actually get in terms of salary and benefits?


The media rarely likes to discuss the "other side" in these kind of negotiations. Typically teacher benefits far exceed most other industries. It's either get paid on salary or on benefits - hard to get both, but the unions always try. Tenure, 3 months of paid time off, health insurance, pension, etc.

Posted on: 2015/6/24 15:57
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Re: the game of escalating variances in The Village
#25
Not too shy to talk
Not too shy to talk


Good looking building.

I like it - it would be good for the neighborhood in that area.

Posted on: 2015/6/15 15:14
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