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Re: Mortgage Advice for a co-op in hudson county
#1
Quite a regular
Quite a regular


Did you try asking google? All the information is out there.

http://www.mortgage101.com/article/how-do-mortage-points-work

It sounds like you know very little about mortgages and finance (no offense). You really should ask an accountant or a real estate attorney for advice before making the biggest purchase of your life.

I have Citi Mortgage for my two properties. They are fine and I've had no issues with them. In fact they have been very helpful and actually seem to want my business.

Posted on: 2013/5/17 13:29
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JC landlord registration?
#2
Quite a regular
Quite a regular


I own a 1 bedroom condo in a downtown hi-rise (Portofino). Last June I rented my unit out and a few days ago I got a letter from JC saying I have to register as a landlord of a multi-unit dwelling.

It's not like I own the building and have 250 units on my rent roll. It's only my unit which is not rent controlled.

Anyone know if I still have to return the form? I'm going to call the JC office, but I would appreciate your opinions on this as well.

thanks!!

Posted on: 2013/2/26 14:03
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Re: 2 reported killed in car crash in Downtown Jersey City
#3
Quite a regular
Quite a regular


Quote:

purjed wrote:
Does anyone know if anything has been set up in terms of a charitable foundation to help these families?


Fuller was a night manager at the Shoprite on Marin. They have setup a fundraiser for his family.



http://www.nj.com/hudson/index.ssf/20 ... plans_fundraiser_for.html

Posted on: 2012/1/21 3:48
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Re: New neighbors....new....smells.
#4
Quite a regular
Quite a regular


Have you tired sealing up all air entry points on walls shared with the neighbor? Outlets, phone jacks, and cable outlet. Seal the edges of the outlet cover with masking tape or thin layer of caulk. If you are not using the outlet, cover it with masking tape or the child proof covers.

Sniff around the door jambs: seal up the hole in the striker pate with masking tape -- sometimes air comes through there, especially if you have metal door frames.

Seal the perimeter of your entry door. All four sides. Use window weather strips on the inside far corner of the door frame on the top, bottom and opening side. On the fourth side, use 1/8" double sided tape (only expose one side of the tape -- stick it to the door frame, not the door). You may have to push the door closed for some time, but you'll find it'll block smells and noise.

These steps worked for me.

Posted on: 2012/1/9 14:00
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Re: Hey don't worry about small things...
#5
Quite a regular
Quite a regular


Quote:

borisp wrote:
Post! Who cares about post!

Very soon the same kind of organization, with the same motivation to perform, same incentives, same responsibility and accountability, and same monopolisitic power - soon they will be running our health care.


They already do. It's called Medicare and it's well run with high satisfaction rates.

That's why seniors say: "Don't touch my medicare!"

A crappy local post office and a national medical program can't really be compared.

Posted on: 2011/11/15 13:17
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Re: City To Conduct First Property Revaluation Since 1988
#6
Quite a regular
Quite a regular


Quote:

downright wrote:
What's the point of using pencils? Sounds shady. But I guess this is JC, nothing new.


Can you ask for a copy of the document or can you take a picture of it to ensure nothing gets changed afterwards?

Posted on: 2011/9/23 20:49
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Re: Is there anything you can do after getting your car keyed?
#7
Quite a regular
Quite a regular


Quote:

dtjcview wrote:

In my book, you are the type of insensitive idiot that I would like to key if I could get away with it.


Wow! just wow. You would do hundreds of dollars worth of damage to a car's paint just because you got your panties in a bunch. You're the type of insensitive idiot that makes me glad I'm not you.

You all may want to check out www.autopia.com
It's a forum for car polishing including scratch removal. Search for wet sanding. I bet a forum member in this area may even come and fix it for a reasonable price.

Posted on: 2010/11/6 3:09
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Re: Please stop the huge 9/11 memorial at LSP - it will ruin the park's views of the Manhattan skyline!
#8
Quite a regular
Quite a regular


Quote:

Bill463 wrote:
We walked by the hill yesterday. What a stupid stupid idea this was. At least one can walk around the hill to see the view, but this whole thing is really stupid.


Just imagine the heat caused by the hot summer sun bouncing back and forth in-between the metals walls. On top of that there will be a stone pathway to reflect the heat further.

Has anyone walked from the WTC PATH to Church St on Vesey through the concrete canyon on a hot summer day?

Posted on: 2010/9/8 16:01
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Re: HUGE GAS LINE COMING? Companies look to run natural gas pipeline through Jersey City
#9
Quite a regular
Quite a regular


I witnessed this explosion in Edison from miles away.. scared the heck out of me and rattled my father's home until it was put out. I thought we were nuked.

This pipeline was owned by Texas Eastern and was a 36" pipe -- the same thing could happen in JC.

Texas Eastern Pipeline Explosion

Witness Description

"...causing an explosion ripping apart nearly 80 ft. of pipe, and sending debris flying over 3/4 mi. in all directions...The rupture was felt as far away as Reading Pa. and Long Island, NY."

"...a spark from flying debris, static electricity, or whatever, ignites the escaping gas. A blow torch of extremely hot flames (1500-2000 *F) some 600 ft. high and 200 yards across now exists."

Posted on: 2010/8/3 20:25
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Re: Need to work on my 1.5 mile run! help
#10
Quite a regular
Quite a regular


You can use Google Map's Distance Measurement Tool to find the distance around anything..

Maps: Lincoln Park

Posted on: 2010/7/16 12:51
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Re: Loud Bang/momentary power loss tonight
#11
Quite a regular
Quite a regular


An underground transformer exploded at Portofino -- a small yet bright fireball came up the grating in the driveway. Power flickered for a second or two.

A low deep sounding explosion followed by everything being lit bright orange. It was quite scary considering I was in my bedroom with the blinds drawn yet the room light up like it was noon!

Posted on: 2010/4/28 3:37
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Re: Seven women 'urinated on' at bus stop, ex-convict arrested
#12
Quite a regular
Quite a regular


Quote:

Jerseycityguy wrote:
I wonder if he was just a plain nut or how he feels about woman in general?
You know that most Indian woman are not allowed to walk with the husband side by side but must walk behind them like a dog.
If this guy is on a work visa after he does the time he should be deported back to India.


The guy was a pervert and/or retarded -- needs to be locked up forever.

Keep the racist ignorant feelings to yourself eh? I love the generalization "most indian women" -- yeah whatever.

So I guess I can say most American men treat women like sex objects, have multiple wives and prefer to have sex with underage girls?

This is of course true of all men because a small group of extremist Mormons in Utah behave that way.

Posted on: 2010/3/24 21:01
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Re: Real estate / renting - help jumpstart my research :-)
#13
Quite a regular
Quite a regular


Quote:

Dante80 wrote:
Reminder or FYI: East Asians don't like to be called "Orientals"...orientals are objects from "The Orient", not the people.


Heights doesn't need a reminder, he's just an ignorant racist. Look at his previous posts on this forum.

topic:
Newport: Diversity
Grove St: Fun
Hoboken: College Fun
Downtown Waterfront: Nice highrises, but quiet.

Posted on: 2010/2/17 20:18
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Re: Where to get a tire patched in the Downtown area?
#14
Quite a regular
Quite a regular


clunkified wrote:
Quote:

F Pep Boys...they said 5 hour wait to even look at the car yesterday. Idiots...


Exactly! I made the mistake of taking my car there for an oil change.

I found grease on the outside of my car door, on the door handle, on the steering wheel and shift knob. Oh and a pen mark on the inside door panel.

Never again!

Posted on: 2009/9/24 19:06
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Re: Shore Club Vs Mandalay
#15
Quite a regular
Quite a regular


Quote:

bryanhalda wrote:
Shore Club is practically new, while Mandalay was a former rental building, which is converted into Alpes.

Mandalay really that far from any exchange or place Newport PATH station, which would be dealbreaker?


If you think an 8 minute walk to either is a lot then.. yah, a deal breaker.

Posted on: 2009/8/24 12:53
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Re: Movie being filmed in downtown?
#16
Quite a regular
Quite a regular


There was a Viagra commercial shooting at Washington and 2nd yesterday. Not sure if it's related to what you saw.

Posted on: 2009/8/21 13:55
 Top 


Re: Shore Club Vs Mandalay
#17
Quite a regular
Quite a regular


Crystal Pointe only destroys views if you have an east facing condo at Mandalay and from the pool area, which sucks.

I lived there for a couple years when it was rental and I'll say honestly that it was a good experience. My condo was quiet and I never had any problems.

It's situated between 2 path stations so you have a choice when coming home from Manhattan. The walk is about 8 minutes to both. Also, a parking spot can be purchased at the Mandalay; I believe you can only rent spaces at Shore Club (not sure).

They renovated the gym and common room when going condo - a marina is slated to be built in the little water inlet to the North as part of the Crystal Pointe construction (again, this was rumored and slated to be done, not sure what the current state of the deal is).

I don't know what more to say. Let me know if you have any specific questions.

Posted on: 2009/7/24 21:14
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Re: Just wanted to thank the garbage men for the 6am wake up call this morning.
#18
Quite a regular
Quite a regular


Imagine 2nd St, East of Washington. The garbage trucks come by exactly at midnight and take about 25 minutes to dump 7-8 containers of garbage. Each container has 2 metal lids which they lift and drop down making a LOUD noise each time. 16 times.

Llater that same morning, the recycling truck comes by and then the cardbox box truck.

In that location you have Portofino, Avalon low rise, Athena - all of them can hear this truck do it's work. Imagine how many hundreds of apartment/condo units are affected by this!

This happens on Tue and Thur at midnight. The double whammy is that on Mon and Fri early morning (6am) - Avalon low rise gets its garbage picked up which also makes noise. So I get woken up 4 days a week.

This never should have been planned this way. Ideally it should be after the morning rush like Vigilante suggests.

Posted on: 2009/5/8 21:03
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Re: Why is there a new flight path today - low commercial planes towards EWR
#19
Quite a regular
Quite a regular


Quote:

....and I agree - there are NO helicopters -- so how is this a photo shoot???


Helicopters can't be used because they can't keep up with a 747. A typical, non-military, helicopter tops out around 140-150 knots. For AF1 to go that slow it would have to have flaps out almost fully to avoid a stall..

Air-to-Air photography is usually done using another plane. Although in this case that would mean having the camera in the fighter jet which doesn't make sense. Or Obama could have been taking pictures of the fighter jet over NYC for his scrap book.

Posted on: 2009/4/27 15:46
 Top 


Re: The Postal Carrier keeps leaving our front door unlocked
#20
Quite a regular
Quite a regular


Quote:

kitten wrote:

Being a postal carrier is a tough freaking job... rain, snow, heat, dogs, freaks, and weirdos.


Matching up addresses on an envelope with the house number is a tough job. What's even harder is depositing those envelopes into a slot or mailbox.

The next time I see my doctor, I'll tell him to be glad he's not a Jersey City postal worker.

Posted on: 2009/3/26 21:07
 Top 


Re: NYPD: Drunken Jersey City cop mows down and kills young woman, injures man in lower Manhattan
#21
Quite a regular
Quite a regular


Quote:

fat-ass-bike wrote:
There is at least 2 people who knew that Abreu was drunk; his partner and the person selling the beers.

I hope the families of both victims sue both and if they can establish that JCPD knew of Abreu drinking problem or there is any history of drinking, sue the JCPD as well if they didn't provide any rehab for him.

Accountability rules.


Why the bartender? He didn't know Abreu was going to get into a car and drive drunk. What ever happened to personal responsibility? He was just doing his job providing beer and collecting money.

Abreu himself and his bastard partner alone decided to get drunk, drive, and kill someone.

With that logic, FAB, Macy's should be sued because they sold someone a set of knives which were later used in a murder.

Posted on: 2009/2/13 14:57
 Top 


Re: Barack Obama for President
#22
Quite a regular
Quite a regular


Quote:

CANKICKER wrote:

You mean, todays Repub's are acting more and more like
the Demorcrats....

Anyway, I agree, we need a Prez who will grasp Foreign policy and not alienate our Allies, but that won't help the economy and I trully believe that "O" will be able to sell his BS for only so long, before the cracks start to show and we'll be F'd for the nxt 4 years.

Unfortunatley, its pick your poison when it comes to this election.

CK


Describe how you mean they are acting more like Democrats? You can't. For once, I want republican supporters to provide facts instead of one-liners or "zingers!"

The American people have been F'd under Bush and Republican policies for the last 8 years. I think I'll go with "The One" offering hope and changes instead of the SAME failed policies..

McCain can't name one policy which would be different than Bush's.

Posted on: 2008/10/30 19:28
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Re: Barack Obama for President
#23
Quite a regular
Quite a regular


Quote:

TheHookJC wrote:
Mark my words, he is going to raise your taxes directly or indirectly.


I sadly agree that may happen.

But don't fool yourself if you think McCain won't. It's just not possible not to raise taxes after 8 years of neo-conservatives in power. With Obama we at least get better foreign policy and a competent and respected bipartisan administration.

What happened to the true republicans? The repubs of today have lost all dignity and honor. They go to the lowest of lows. They lie and disrespect themselves to get the loony far right vote.

Until they return to true conservatism, they won't be in the President's seat again.

Posted on: 2008/10/30 18:51
 Top 


Re: Barack Obama for President
#24
Quite a regular
Quite a regular


Quote:

SLyng wrote:

At Least Obama's being honest about taxes going up, McCain (and his supporters) are in denial.


McCain was against Bush's tax cuts before he ran for election. He has changed many of his policies so he can toe the neo-conservative line. In doing so, he lost whatever "maverickness" he had along with any honor.

Posted on: 2008/10/30 18:38
 Top 


Re: Barack Obama for President
#25
Quite a regular
Quite a regular


Quote:

TheHookJC wrote:
Delaware has a whopping 180,000 more people then Alaska. Obama and the Democrats want to cut the military by 25% and raise taxes in an economic crisis and a very unstable world. Seems like trouble to me.


That's funny, the world became more unstable after Bush was elected and gave the finger to most of our allies. A coincidence?

From Obama's website regarding his view on the military:

-------------
To build "the first truly 21st century military?we must maintain the strongest, best-equipped military in the world." This includes the "ability to put boots on the ground" and "I strongly support the expansion of our ground forces by adding 65,000 soldiers to the Army and 27,000 Marines
-------------

So yeah, that represents a reduction of 25%.

On taxes: His plan is to reduce taxes on 95% of the tax payers. So yeah, I can see how that means he will "raise taxes". Tax rates on those making 250K+ will be how they were under Bill Clinton (highest bracket will be 3% more).

So it's not like someone making 300K will all the sudden be paying $50,000 more in taxes.

The new tax rate is applied to income above $250K - not all of it.

You should educate yourself on the policies some more, then come back and talk.

Posted on: 2008/10/30 18:29
 Top 


Re: Barack Obama for President
#26
Quite a regular
Quite a regular


Quote:

TheHookJC wrote:
Delaware has a whopping 180,000 more people then Alaska. Obama and the Democrats want to cut the military by 25% and raise taxes in an economic crisis and a very unstable world. Seems like trouble to me.


Biden has also been in the senate for 30 years and is the chairman of the foreign relations committee.

What has Palin done except "share the wealth" by distributing oil company profits to Alaskan residents?

Is she a secret marxist communist in disguise as a redneck representin' good ol' fashioned, you betcha' winkin' barbie prop?

Posted on: 2008/10/30 18:19
 Top 


Re: Barack Obama for President
#27
Quite a regular
Quite a regular


Quote:

CANKICKER wrote:
The democrats have had the house and senate for over 2 years and havn't passed a solid bill yet, so lets really do our research before we Spew on this post....

CK


You really should get new talking points from the GOP.

Everyone knows the reason the current congress hasn't gotten anything done is because the repubs block every bill they try to pass.

Once more Democrats get elected this cycle to both the house and senate, the chances for bills to pass is much higher.

The Republicans had their opportunity when they controlled both houses and the Presidency, but in typical fashion, they got greedy and f'd everything up -- including their political futures.

Posted on: 2008/10/30 18:13
 Top 


Re: Barack Obama for President
#28
Quite a regular
Quite a regular


Quote:

CANKICKER wrote:

Don't forget that if Obama gets in Joe Biden is going to be his VP and this dude is notorious for putting his foot in his mouth time and time again.

He's too much of a hot hEAD and a poor selection for VP!

Another Joke !

CK



And Bush, the PRESIDENT, hasn't put his foot in his mouth? Biden has loads more experience than that moose burger eating ditz governor from a state with a population of 300,000.

I HOPE Palin runs in 2012 - it'll be an easy re-election for Obama.

Posted on: 2008/10/30 18:07
 Top 


Re: Barack Obama for President
#29
Quite a regular
Quite a regular


Quote:

brian_em wrote:
Obama shares the same name of a man we just went to war with...I'm sorry, but it just looks bad... Again, it would be strange if people DIDN'T bring it up. Cmon.


Did you know McCain's advisor lobbied for Saddam Hussein?
McCain advisor worked for Saddam

Of course sharing the same name as a dictator is worse than working for him right?

Posted on: 2008/10/15 13:05
 Top 


Re: Water main break in Jersey City's Newport area
#30
Quite a regular
Quite a regular


I just want to say thanks to the lady who bought 20 individual gallons of water this morning at Shoprite, leaving 0 for the rest of us who were there. 

When confronted you said you worked for a hotel and needed water.  Well, the rest of us need water too.  Besides, shouldn't a hotel be prepared in advance for these types of events?

Posted on: 2008/10/14 16:41
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