A cheater is a cheater no matter how rich or poor he is. Don't try to make him sound like a role model. Don't try to convince me he intends to refund the money. Indeed, do you REALLY believe that? Then why do you contact your credit card company instead of waiting for this kind owner? It's legal to take others' money away without punishment, but it's illegal to ask it back in face. This is the fact and I will follow the rule, however, that doesn't stop me from thinking that is ridiculous.